Wintrust Financial Reports Record Earnings, Exceeds Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 21 Jan 26
Wintrust Financial Corp's stock rose by 5.21% as it crossed above the 5-day SMA, reflecting positive investor sentiment following its impressive earnings report.
The company reported a record net income of $823.8 million for 2025, a 19% increase from the previous year, and Q4 earnings of $223 million, exceeding analysts' expectations. This strong performance, driven by significant growth in loans and deposits, showcases Wintrust's robust financial health and market position.
The positive earnings results not only highlight the company's profitability but also enhance investor confidence, suggesting potential for continued growth and strategic investments in the future.
Analyst Views on WTFC
Wall Street analysts forecast WTFC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for WTFC is 139.33 USD with a low forecast of 130.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
10 Buy
1 Hold
0 Sell
Strong Buy
Current: 145.260
Low
130.00
Averages
139.33
High
145.00
Current: 145.260
Low
130.00
Averages
139.33
High
145.00
About WTFC
Wintrust Financial Corporation is a financial holding company. It provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan. Its segments include community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
