Old Republic International to Report Q4 2025 Results on January 22, 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 08 2026
0mins
Should l Buy ORI?
Source: Newsfilter
- Earnings Release Schedule: Old Republic International Corporation will report its financial results for Q4 2025 before the market opens on January 22, 2026, which is expected to provide investors with critical insights into the company's financial performance and operational status.
- Conference Call Details: The company will hold a conference call at 3:00 PM Eastern Time to discuss the financial results, allowing investors to dial in at 888-510-2411, thereby enhancing transparency and communication with stakeholders.
- Replay Access: A replay of the conference call will be available by dialing 1-800-770-2030, accessible until January 29, 2026, which will further improve information accessibility for investors to stay updated on company developments.
- Company Background: Founded in 1923, Old Republic is a Fortune 500 company specializing in property & casualty and title insurance, leveraging its expertise in underwriting and risk management to maintain a leading position in the U.S. and Canadian markets.
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Analyst Views on ORI
Wall Street analysts forecast ORI stock price to rise
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 42.630
Low
47.00
Averages
49.00
High
51.00
Current: 42.630
Low
47.00
Averages
49.00
High
51.00
About ORI
Old Republic International Corporation is a specialty insurer that operates diverse property and casualty and title insurance companies. It is a holding company engaged in the single business of insurance underwriting and related services. Its Specialty Insurance segment is characterized as a commercial line’s insurance business with a focus on lines of coverages provided to businesses, state and local governments, and other institutions. The segment has major insurance coverages, including accident and health, aviation, commercial auto, commercial multi-peril (CMP), commercial property, financial indemnity, and home and auto warranty, among others. The Title Insurance segment consists primarily of the issuance of policies to real estate purchasers and investors based upon searches of the public records that contain information concerning interests in real property. The two basic types of title insurance policies issued by the Company are lenders' policies and owners' policies.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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See More
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- Decline in Net Operating Income: The company's net operating income dropped to approximately $185 million ($0.74 per share), down from $227 million in Q4 2024, indicating a significant weakening in profitability.
- Deteriorating Combined Ratio: Old Republic's combined ratio increased to 96% from 92.7% a year ago, suggesting a decline in underwriting profitability, which prompted negative reactions from investors.
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See More
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- Earnings Forecast Adjustment: In its Q4 earnings release, Old Republic reported a ~3 percentage point increase in the 2025 commercial auto initial accident-year loss ratio due to rising loss trends in the liability portion of long-haul trucking case reserves, leading to a 12 percentage point increase in the Q4 loss ratio, indicating potential financial strain.
- Price Target Cut: Piper trimmed its price target for ORI from $51 to $38, reflecting diminished optimism about its specialty underwriting segment and suggesting that the company may face operational challenges in a softening market.
- Market Reaction: Old Republic's stock slid 11% in Thursday midday trading, diverging from the average Wall Street Buy rating, highlighting investor concerns regarding the company's future profitability.
See More
