Notable KMPR Call Options Set for November 21st
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Sep 18 2025
0mins
Should l Buy KMPR?
Source: NASDAQ.COM
Covered Call Strategy: An investor can buy KMPR stock at $53.00 and sell a call contract at a $55.00 strike price, potentially earning a total return of 3.96% if the stock is called away by the November 21st expiration.
Risk and Reward: The $55.00 strike is about 4% above the current price, with a 55% chance the call contract may expire worthless, allowing the investor to keep both the shares and the premium, which could yield an additional 0.19% return.
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Analyst Views on KMPR
Wall Street analysts forecast KMPR stock price to rise
3 Analyst Rating
0 Buy
1 Hold
2 Sell
Moderate Sell
Current: 32.380
Low
35.00
Averages
47.50
High
60.00
Current: 32.380
Low
35.00
Averages
47.50
High
60.00
About KMPR
Kemper Corporation is a diversified insurance holding company. The Company is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. It is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The Company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment include specialty automobile and commercial automobile insurance to consumers. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in 16 states under the Kemper Auto brand. The Life Insurance segment offers individual life, accident, supplemental health and property insurance. The Company conducts its operations solely in the United States.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Kemper Corp Dividend Outlook Analysis
- Dividend Volatility: Kemper Corp's dividend amounts are closely tied to the company's profitability fluctuations, indicating that the sustainability of dividends is uncertain, which requires investors to carefully assess future payment capabilities.
- Yield Expectations: While the market anticipates a 4% dividend yield from Kemper Corp, the instability in earnings suggests that investors should approach this expectation with caution to avoid overly optimistic investment decisions.
- Historical Data Reference: By analyzing KMPR's historical dividend payment records, investors can better judge the current dividend's sustainability, enabling more informed investment choices.
- Market Perspective: The views expressed in the article reflect the author's opinions and do not necessarily represent those of Nasdaq, Inc., prompting investors to consider multiple sources of information in their decision-making.
See More
Align Technology Reports Strong Q4 Earnings Beat
- Earnings Beat: Align Technology reported Q4 earnings of $3.29 per share, surpassing analyst expectations of $2.97, indicating a significant improvement in profitability and boosting market confidence in future growth.
- Sales Growth: The company achieved quarterly sales of $1.047 billion, exceeding the consensus estimate of $1.033 billion, demonstrating robust performance amid strong market demand.
- Stock Surge: Align's shares jumped 10.4% in pre-market trading to $178.13, reflecting a positive investor reaction to the financial results, which may attract more investor interest.
- Increased Market Confidence: This earnings beat not only enhances Align's market image but also potentially supports its future investment and expansion plans, further solidifying its leadership position in the industry.
See More
Kemper Corporation Q4 2025 Earnings Call Insights
- Poor Financial Performance: Kemper reported a net loss of $8 million or $0.13 per share in Q4, despite an adjusted net operating income of $14.6 million or $0.25 per share, highlighting challenges in restoring profitability, particularly in California and Florida markets.
- Increased Liability Limits: California raised minimum liability insurance limits for the first time since 1967, doubling bodily injury limits and tripling property damage limits, which complicates loss cost predictions and adds financial pressure on the company.
- Restructuring and Product Innovation: The company is undergoing restructuring to enhance operational efficiency and plans to launch new personal auto products in non-California states, aiming for over 50% of its customer base to come from these regions to achieve geographic diversification and restore profitability.
- Cautious Market Outlook: While management expresses optimism about future restructuring and product launches, analysts remain skeptical about the speed of profitability recovery in California, especially given the ongoing regulatory changes and rising claims severity, necessitating close attention to profitability restoration in the short term.
See More
Kemper Q4 Earnings Miss Expectations Significantly
- Earnings Shortfall: Kemper reported a Q4 non-GAAP EPS of $0.25, missing expectations by $0.61, indicating significant pressure on profitability that could undermine investor confidence.
- Revenue Decline: The company generated $1.13 billion in revenue, a 5.0% year-over-year decrease, falling short of market expectations by $90 million, reflecting weak business growth that may lead to poor future financial performance.
- Stock Price Reaction: Shares fell 6.65% in after-hours trading, indicating a strong negative reaction from investors to the earnings report, which may impact the company's ability to raise capital going forward.
- Analyst Attention: Kemper's financial performance has drawn significant attention from analysts, particularly regarding its quant rating and historical earnings data, potentially prompting investors to reassess their investment strategies.
See More
Kemper Corporation Declares Quarterly Dividend
- Quarterly Dividend Announcement: Kemper Corporation's Board of Directors has declared a quarterly dividend of $0.32 per share, payable on March 3, 2026, to shareholders of record as of February 17, 2026, aimed at enhancing investor confidence.
- Robust Asset Base: With approximately $12 billion in assets, Kemper provides personalized insurance solutions through its Kemper Auto and Kemper Life brands, showcasing its strong position and influence in the insurance industry.
- Extensive Customer Base: Serving over 4.6 million policies with 24,200 agents and brokers, Kemper demonstrates broad market coverage and customer trust, further solidifying its market share.
- Strong Employee Team: With 7,500 associates dedicated to meeting the ever-changing needs of customers, Kemper reflects its commitment and capability in delivering high-quality customer service.
See More
Kemper Corporation Declares Quarterly Dividend
- Quarterly Dividend Declaration: Kemper Corporation's Board of Directors has declared a quarterly dividend of $0.32 per share, payable on March 3, 2026, to shareholders of record as of February 17, 2026, reflecting the company's ongoing commitment to shareholder returns.
- Robust Asset Base: With approximately $12 billion in assets, Kemper stands as one of the nation's leading specialized insurers, dedicated to providing affordable and easy-to-use personalized insurance solutions for individuals, families, and businesses, enhancing its competitive position in the market.
- Extensive Customer Base: Kemper serves over 4.6 million policies and is supported by 24,200 agents and brokers, along with 7,500 associates, ensuring the ability to meet the ever-changing needs of its customers, thereby improving customer satisfaction and loyalty.
- Diverse Brand Portfolio: Through its Kemper Auto and Kemper Life brands, the company not only offers auto insurance but also expands into the life insurance sector, further strengthening its comprehensive service capabilities and market share in the insurance industry.
See More
Kemper Corp Dividend Outlook Analysis
- Dividend Volatility: Kemper Corp's dividend amounts are closely tied to the company's profitability fluctuations, indicating that the sustainability of dividends is uncertain, which requires investors to carefully assess future payment capabilities.
- Yield Expectations: While the market anticipates a 4% dividend yield from Kemper Corp, the instability in earnings suggests that investors should approach this expectation with caution to avoid overly optimistic investment decisions.
- Historical Data Reference: By analyzing KMPR's historical dividend payment records, investors can better judge the current dividend's sustainability, enabling more informed investment choices.
- Market Perspective: The views expressed in the article reflect the author's opinions and do not necessarily represent those of Nasdaq, Inc., prompting investors to consider multiple sources of information in their decision-making.
See More
Align Technology Reports Strong Q4 Earnings Beat
- Earnings Beat: Align Technology reported Q4 earnings of $3.29 per share, surpassing analyst expectations of $2.97, indicating a significant improvement in profitability and boosting market confidence in future growth.
- Sales Growth: The company achieved quarterly sales of $1.047 billion, exceeding the consensus estimate of $1.033 billion, demonstrating robust performance amid strong market demand.
- Stock Surge: Align's shares jumped 10.4% in pre-market trading to $178.13, reflecting a positive investor reaction to the financial results, which may attract more investor interest.
- Increased Market Confidence: This earnings beat not only enhances Align's market image but also potentially supports its future investment and expansion plans, further solidifying its leadership position in the industry.
See More
Kemper Corporation Q4 2025 Earnings Call Insights
- Poor Financial Performance: Kemper reported a net loss of $8 million or $0.13 per share in Q4, despite an adjusted net operating income of $14.6 million or $0.25 per share, highlighting challenges in restoring profitability, particularly in California and Florida markets.
- Increased Liability Limits: California raised minimum liability insurance limits for the first time since 1967, doubling bodily injury limits and tripling property damage limits, which complicates loss cost predictions and adds financial pressure on the company.
- Restructuring and Product Innovation: The company is undergoing restructuring to enhance operational efficiency and plans to launch new personal auto products in non-California states, aiming for over 50% of its customer base to come from these regions to achieve geographic diversification and restore profitability.
- Cautious Market Outlook: While management expresses optimism about future restructuring and product launches, analysts remain skeptical about the speed of profitability recovery in California, especially given the ongoing regulatory changes and rising claims severity, necessitating close attention to profitability restoration in the short term.
See More
Kemper Q4 Earnings Miss Expectations Significantly
- Earnings Shortfall: Kemper reported a Q4 non-GAAP EPS of $0.25, missing expectations by $0.61, indicating significant pressure on profitability that could undermine investor confidence.
- Revenue Decline: The company generated $1.13 billion in revenue, a 5.0% year-over-year decrease, falling short of market expectations by $90 million, reflecting weak business growth that may lead to poor future financial performance.
- Stock Price Reaction: Shares fell 6.65% in after-hours trading, indicating a strong negative reaction from investors to the earnings report, which may impact the company's ability to raise capital going forward.
- Analyst Attention: Kemper's financial performance has drawn significant attention from analysts, particularly regarding its quant rating and historical earnings data, potentially prompting investors to reassess their investment strategies.
See More
Kemper Corporation Declares Quarterly Dividend
- Quarterly Dividend Announcement: Kemper Corporation's Board of Directors has declared a quarterly dividend of $0.32 per share, payable on March 3, 2026, to shareholders of record as of February 17, 2026, aimed at enhancing investor confidence.
- Robust Asset Base: With approximately $12 billion in assets, Kemper provides personalized insurance solutions through its Kemper Auto and Kemper Life brands, showcasing its strong position and influence in the insurance industry.
- Extensive Customer Base: Serving over 4.6 million policies with 24,200 agents and brokers, Kemper demonstrates broad market coverage and customer trust, further solidifying its market share.
- Strong Employee Team: With 7,500 associates dedicated to meeting the ever-changing needs of customers, Kemper reflects its commitment and capability in delivering high-quality customer service.
See More
Kemper Corporation Declares Quarterly Dividend
- Quarterly Dividend Declaration: Kemper Corporation's Board of Directors has declared a quarterly dividend of $0.32 per share, payable on March 3, 2026, to shareholders of record as of February 17, 2026, reflecting the company's ongoing commitment to shareholder returns.
- Robust Asset Base: With approximately $12 billion in assets, Kemper stands as one of the nation's leading specialized insurers, dedicated to providing affordable and easy-to-use personalized insurance solutions for individuals, families, and businesses, enhancing its competitive position in the market.
- Extensive Customer Base: Kemper serves over 4.6 million policies and is supported by 24,200 agents and brokers, along with 7,500 associates, ensuring the ability to meet the ever-changing needs of its customers, thereby improving customer satisfaction and loyalty.
- Diverse Brand Portfolio: Through its Kemper Auto and Kemper Life brands, the company not only offers auto insurance but also expands into the life insurance sector, further strengthening its comprehensive service capabilities and market share in the insurance industry.
See More
