Investor Claims He 'Doubled' His Savings by Utilizing ChatGPT for Stock Research – Reveals His Top 5 Stock Picks
Rise of AI in Retail Investing: Retail investors are increasingly utilizing AI models and chatbots for stock trading, with a 46% year-over-year increase in the use of AI tools for portfolio building, according to a survey by eToro Group Ltd.
Successful Portfolio Example: A Reddit user reported using ChatGPT for stock research, resulting in a portfolio that doubled their savings in three months, highlighting the potential of AI in identifying profitable investments.
Top Performing Stocks: Key stocks in the Redditor's portfolio included Bitfarms (178% gain), Tilray Brands (35% gain), Lithium Americas (56% gain), and Solid Power (123% gain), showcasing significant returns in various sectors.
Underperforming Stock: Geron Corp was noted as a loser in the portfolio, with a 15% decline over three months and a 62% drop for the year, illustrating the risks involved in stock investments.
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- Real-Time Market Sentiment Integration: eToro's expanded integration with X allows Tori to provide real-time market sentiment, enabling users to obtain instant insights on any asset through simple queries, significantly enhancing the efficiency of information retrieval and aiding investors in making swift decisions.
- Persistent Memory Feature: Tori's new persistent memory capability enables it to remember users' portfolios, interests, and past conversations, resulting in a more personalized experience as usage continues, thereby enhancing user engagement and satisfaction in their investment journey.
- Smart Portfolio Management: The introduction of Agent Portfolios allows users to create and manage AI-driven sub-portfolios through natural conversation, lowering the technical barriers to deploying quantitative trading strategies and greatly expanding operational capabilities for all eToro users.
- New Standard for AI Investing: The relaunch of Tori signifies its evolution from a simple Q&A assistant to a proactive investing layer that understands user context and tracks real-time market developments, setting a new benchmark for investor expectations and enhancing the intelligence of investment decision-making.
- Acquisition of Zengo: eToro announced the acquisition of crypto wallet provider Zengo for $70 million, aiming to enhance user safety by integrating Zengo's keyless wallet technology, thereby improving user management of crypto assets and aligning with the company's long-term strategy to expand into on-chain infrastructure and self-custody solutions.
- Removal of Day Trading Limits: The SEC's approval to remove day trading limits for investors is expected to increase trading volumes among smaller account traders, thereby enhancing market activity and boosting user engagement and trading frequency on eToro's platform.
- Stock Price Surge: Following the acquisition announcement, eToro's shares rose over 6%, trading above $36 in the afternoon, indicating a positive market reaction to the news and marking a return to three-month highs, reflecting improved investor sentiment around the stock.
- Analyst Rating Adjustment: Although Citizens JMP lowered its price target on eToro from $90 to $85, it maintained a 'Market Outperform' rating, suggesting that despite valuation concerns, large-cap financials remain resilient, indicating confidence in eToro's future growth potential amidst market fluctuations.
- Acquisition Intent: eToro has agreed to acquire self-custodial crypto wallet provider Zengo, aiming to enhance its digital asset offerings by integrating traditional finance with on-chain infrastructure, thereby expanding its market share.
- Technological Advantage: Founded in 2018, Zengo utilizes multi-party computation (MPC) cryptography, and its keyless architecture enhances security for self-custody while offering a comprehensive suite of services including on/off-ramps, swaps, staking, and dApp access.
- Market Expansion: This acquisition will leverage eToro's global platform alongside Zengo's non-custodial wallet technology to support future growth and expand digital asset capabilities, addressing emerging digital asset applications and decentralized trading models.
- Strategic Significance: This move will bolster eToro's capacity to handle emerging digital asset applications, including tokenized assets and new decentralized trading models, ensuring its competitiveness in the evolving market.
- Acquisition Agreement: eToro has entered into an agreement to acquire Zengo, a self-custodial crypto wallet provider, which will deepen eToro's capabilities in digital assets and accelerate its strategy of connecting traditional finance with on-chain infrastructure.
- Technological Integration Advantage: The acquisition combines eToro's global multi-asset platform with Zengo's non-custodial wallet technology, supporting Zengo's next phase of growth while expanding eToro's digital asset capabilities and enhancing its competitiveness in the rapidly evolving crypto economy.
- Market Dynamics Response: In Q1 2026, commodity trading accounted for 60% of eToro's trading commissions, with trading volume nearly quadrupling year-over-year, demonstrating strong capital market activity amid shifting global macro dynamics and reinforcing its position as a top-tier multi-asset platform.
- Enhanced Self-Custody Security: Zengo is renowned for its keyless wallet architecture, focusing on simplifying the self-custody experience; post-acquisition, it will accelerate global expansion and improve user access to self-custody and on-chain finance, bridging a broader investing ecosystem.
- Mature Investment Behavior: A survey by eToro reveals that 90% of millennials and Gen Z investors are investing regularly each month, indicating a shift away from the 'dumb money' label as they adopt more systematic investment strategies after experiencing market volatility post-COVID.
- Diversification Trend: The survey shows that young investors are not only favoring U.S. stocks but are also actively investing in bonds, foreign equities, real estate, and cryptocurrencies, demonstrating their strategy of spreading investments across various asset classes to mitigate risk and seek higher returns.
- Increase in Gold Investment: Gold ownership rose from 42% in Q2 2025 to 50%, reflecting investors' choice to hedge against dollar depreciation and inflation risks, while also being attracted by gold's performance, having outperformed the S&P 500 in five of the last eight years.
- Retail Investors Outperform Institutions: Data indicates that retail investors have performed exceptionally well in 2025, particularly by buying the dip during market downturns, successfully outperforming institutional investors, which highlights their adaptability and investment acumen.
- Repurchase Agreement Signed: eToro Group entered into a $50 million accelerated share repurchase agreement with Citibank on February 18, 2026, aimed at enhancing shareholder value and boosting market confidence through this strategic move.
- Increased Repurchase Authorization: This repurchase is executed under eToro's expanded share repurchase authorization, which has increased to a total capacity of $150 million, with $100 million remaining, indicating the company's confidence in future stock performance.
- Initial Delivery Arrangement: eToro will pay $50 million on February 20, 2026, in exchange for an initial delivery of Class A common shares, with the transaction expected to conclude in the second quarter of 2026, thereby optimizing its capital structure and enhancing liquidity.
- Positive Market Reaction: eToro's stock surged following a strong fourth-quarter earnings report, and the implementation of the buyback plan is expected to further drive stock price increases, reflecting market optimism regarding the company's growth potential.









