Horace Mann Educators Set to Release Q4 Earnings on February 3rd
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 02 2026
0mins
Source: seekingalpha
- Earnings Announcement Date: Horace Mann Educators (HMN) is set to announce its Q4 2023 earnings on February 3rd after market close, with consensus EPS estimate at $1.18, reflecting a 29.8% year-over-year decline, while revenue is expected to reach $447 million, indicating a 9.3% year-over-year growth, showcasing resilience in revenue growth.
- Historical Performance Review: Over the past two years, HMN has beaten EPS estimates 100% of the time, although it has only surpassed revenue estimates 25% of the time, indicating stable performance in profitability but a need for improvement in revenue growth.
- Estimates Revision Dynamics: In the last three months, EPS estimates have seen one upward revision and two downward adjustments, while revenue estimates experienced one upward revision with no downward changes, reflecting a cautious market sentiment regarding the company's future performance, which may impact investor confidence.
- Future Outlook: Horace Mann Educators has raised its 2025 core EPS guidance to between $4.50 and $4.70, with all business segments exceeding targets, indicating a positive outlook for the company's profitability and competitive position in the market.
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Analyst Views on HMN
Wall Street analysts forecast HMN stock price to fall
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 53.850
Low
48.00
Averages
48.00
High
48.00
Current: 53.850
Low
48.00
Averages
48.00
High
48.00
About HMN
Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability. Additionally, it offers individual supplemental products including heart, cancer, disability and accident coverage.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Horace Mann Educators Analysis: Horace Mann Educators (NYSE:HMN) has experienced only 6.2% annualized net premium growth over the last five years, lagging behind peers, while its book value per share has declined by 2.3% annually, reflecting adverse trends in the insurance sector, and its stock trades at $53.83 with a forward P/B ratio of 1.4, indicating management struggles to find compelling investment opportunities.
- TaskUs Market Outlook: TaskUs (NASDAQ:TASK) has achieved an impressive 18.1% annual revenue growth over the past five years, significantly increasing its market share, and its free cash flow margin has improved by 19.4 percentage points, providing the company with more capital for investment or shareholder returns; currently trading at $5.09 per share with a forward P/E of 3.7, it shows strong investment potential.
- Market Trend Insights: While Masco and Horace Mann face challenges, TaskUs demonstrates robust growth potential, highlighting the importance of focusing on long-term growth capabilities and market adaptability when selecting stocks to avoid being misled by short-term profitability.
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Horace Mann Educators Declares Quarterly Dividend of $0.36
- Quarterly Dividend Announcement: Horace Mann Educators has declared a quarterly dividend of $0.36 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is likely to attract more investor interest.
- Yield Information: The forward yield of 3.07% provides shareholders with a relatively attractive return, enhancing the company's investment appeal within the education sector.
- Payment Schedule: The dividend will be payable on June 30, with a record date of June 15 and an ex-dividend date also on June 15, ensuring shareholders receive their earnings promptly, which boosts shareholder confidence.
- Core EPS Guidance: Horace Mann maintains its 2026 core EPS guidance at $4.20 to $4.50, with Q1 core EPS reaching $1.28, indicating the company's ongoing potential for profitability growth.
See More
Horace Mann (HMN) Q1 2026 Earnings Transcript
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Horace Mann Educators Q1 Earnings Beat Expectations
- Earnings Beat: Horace Mann Educators reported a Q1 non-GAAP EPS of $1.28, surpassing expectations by $0.18, indicating strong profitability and boosting investor confidence in the company's financial health.
- Revenue Miss: The company generated $429.3 million in revenue, a 3.1% year-over-year increase, yet fell short of the $445.4 million forecast, highlighting challenges in revenue growth that may impact future investment decisions.
- Positive Market Reaction: The earnings beat is likely to elicit a positive market response, potentially driving stock prices higher and enhancing the company's position in the educational financial services sector.
- Increased Financial Transparency: The release of detailed financial information and historical earnings data provides investors with a clearer picture of the company's financial status, reinforcing confidence in its long-term investment value.
See More
Horace Mann CEO Sells 7,500 Shares of Stock
- Insider Stock Sale: Marita Zuraitis, CEO of Horace Mann Educators Corporation, directly sold 7,500 shares of common stock for approximately $346,000, marking her largest routine transaction in the past year, despite being within her typical trading range.
- Ownership Change Analysis: This sale reduced Zuraitis's holdings by 2.3%, leaving her with 322,811 shares valued at about $14.93 million as of April 23, 2026, indicating a substantial ongoing investment in the company.
- Transaction Context: The sale was executed under a Rule 10b5-1 plan, suggesting that Zuraitis established the trading schedule in advance to mitigate legal risks associated with insider information, reflecting her confidence in the company's future.
- Investor Focus: While this transaction garners attention, the more significant aspect is the trading cadence, with monthly sales ranging from 5,000 to 7,500 shares, indicating a personal liquidity management strategy rather than a negative outlook on the company's performance.
See More
Horace Mann Celebrates Teacher Appreciation Month
- Extended Celebration Period: Horace Mann's 'Beyond Grateful' campaign will run from April 29 to May 22, expanding beyond the traditional Teacher Appreciation Week to provide educators with meaningful recognition and support as they close out the school year.
- Over $17,000 in Prizes: Educators can participate in weekly sweepstakes to win daily and weekly gift cards, as well as grand prizes designed to support creativity and personal well-being, reflecting the company's commitment to honoring educators.
- Recognition of Outstanding Educators: Educators can nominate colleagues or mentors making a lasting impact in their schools and communities, with selected honorees receiving gift cards and DonorsChoose funding to support classroom projects and student needs, thereby enhancing the influence of educators.
- Community Celebration Events: Local Horace Mann agents will organize community celebration events featuring free food trucks and additional giveaways, showcasing the company's ongoing support for educators and commitment to the community.
See More
Profitable Stock Watchlist and Risk Analysis
- Masco Risk Assessment: Masco (NYSE:MAS) has shown no organic revenue growth over the past two years, with projected sales growth of only 1.7% for the next 12 months indicating sluggish demand, which may force the company to rely on acquisitions for expansion; its forward P/E ratio of 18.8 suggests market skepticism about future growth prospects.
- Horace Mann Educators Analysis: Horace Mann Educators (NYSE:HMN) has experienced only 6.2% annualized net premium growth over the last five years, lagging behind peers, while its book value per share has declined by 2.3% annually, reflecting adverse trends in the insurance sector, and its stock trades at $53.83 with a forward P/B ratio of 1.4, indicating management struggles to find compelling investment opportunities.
- TaskUs Market Outlook: TaskUs (NASDAQ:TASK) has achieved an impressive 18.1% annual revenue growth over the past five years, significantly increasing its market share, and its free cash flow margin has improved by 19.4 percentage points, providing the company with more capital for investment or shareholder returns; currently trading at $5.09 per share with a forward P/E of 3.7, it shows strong investment potential.
- Market Trend Insights: While Masco and Horace Mann face challenges, TaskUs demonstrates robust growth potential, highlighting the importance of focusing on long-term growth capabilities and market adaptability when selecting stocks to avoid being misled by short-term profitability.
See More
Horace Mann Educators Declares Quarterly Dividend of $0.36
- Quarterly Dividend Announcement: Horace Mann Educators has declared a quarterly dividend of $0.36 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is likely to attract more investor interest.
- Yield Information: The forward yield of 3.07% provides shareholders with a relatively attractive return, enhancing the company's investment appeal within the education sector.
- Payment Schedule: The dividend will be payable on June 30, with a record date of June 15 and an ex-dividend date also on June 15, ensuring shareholders receive their earnings promptly, which boosts shareholder confidence.
- Core EPS Guidance: Horace Mann maintains its 2026 core EPS guidance at $4.20 to $4.50, with Q1 core EPS reaching $1.28, indicating the company's ongoing potential for profitability growth.
See More
Horace Mann (HMN) Q1 2026 Earnings Transcript
See More
Horace Mann Educators Q1 Earnings Beat Expectations
- Earnings Beat: Horace Mann Educators reported a Q1 non-GAAP EPS of $1.28, surpassing expectations by $0.18, indicating strong profitability and boosting investor confidence in the company's financial health.
- Revenue Miss: The company generated $429.3 million in revenue, a 3.1% year-over-year increase, yet fell short of the $445.4 million forecast, highlighting challenges in revenue growth that may impact future investment decisions.
- Positive Market Reaction: The earnings beat is likely to elicit a positive market response, potentially driving stock prices higher and enhancing the company's position in the educational financial services sector.
- Increased Financial Transparency: The release of detailed financial information and historical earnings data provides investors with a clearer picture of the company's financial status, reinforcing confidence in its long-term investment value.
See More
Horace Mann CEO Sells 7,500 Shares of Stock
- Insider Stock Sale: Marita Zuraitis, CEO of Horace Mann Educators Corporation, directly sold 7,500 shares of common stock for approximately $346,000, marking her largest routine transaction in the past year, despite being within her typical trading range.
- Ownership Change Analysis: This sale reduced Zuraitis's holdings by 2.3%, leaving her with 322,811 shares valued at about $14.93 million as of April 23, 2026, indicating a substantial ongoing investment in the company.
- Transaction Context: The sale was executed under a Rule 10b5-1 plan, suggesting that Zuraitis established the trading schedule in advance to mitigate legal risks associated with insider information, reflecting her confidence in the company's future.
- Investor Focus: While this transaction garners attention, the more significant aspect is the trading cadence, with monthly sales ranging from 5,000 to 7,500 shares, indicating a personal liquidity management strategy rather than a negative outlook on the company's performance.
See More
Horace Mann Celebrates Teacher Appreciation Month
- Extended Celebration Period: Horace Mann's 'Beyond Grateful' campaign will run from April 29 to May 22, expanding beyond the traditional Teacher Appreciation Week to provide educators with meaningful recognition and support as they close out the school year.
- Over $17,000 in Prizes: Educators can participate in weekly sweepstakes to win daily and weekly gift cards, as well as grand prizes designed to support creativity and personal well-being, reflecting the company's commitment to honoring educators.
- Recognition of Outstanding Educators: Educators can nominate colleagues or mentors making a lasting impact in their schools and communities, with selected honorees receiving gift cards and DonorsChoose funding to support classroom projects and student needs, thereby enhancing the influence of educators.
- Community Celebration Events: Local Horace Mann agents will organize community celebration events featuring free food trucks and additional giveaways, showcasing the company's ongoing support for educators and commitment to the community.
See More
