FOLD HOLDINGS INC: PLANS TO DISCONTINUE FOLD+ SUBSCRIPTIONS THIS YEAR
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 27 2026
0mins
Should l Buy FLD?
Source: moomoo
- Elimination of Fold Holdings: Fold Holdings Inc. will be eliminating its Fold+ subscriptions this year.
- Impact on Subscribers: This decision will affect current subscribers of the Fold+ service.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy FLD?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on FLD
Wall Street analysts forecast FLD stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 1.500
Low
7.00
Averages
7.00
High
7.00
Current: 1.500
Low
7.00
Averages
7.00
High
7.00
About FLD
Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Shareholder Meeting Date: Fold Holdings has announced that its 2026 annual shareholders meeting will take place on May 19, 2026, at 12:00 p.m. Eastern Time, held virtually to enhance shareholder engagement and adapt to modern investor needs.
- Record Date Established: The company has set March 24, 2026, as the record date for determining shareholders entitled to notice and vote, ensuring timely participation in decision-making processes and enhancing corporate governance transparency.
- Innovative Financial Services: As the first publicly traded bitcoin financial services company, Fold Holdings aims to integrate bitcoin into everyday financial experiences through innovative products like the Fold App, Fold Bitcoin Gift Card™, and Fold Debit Card™, bridging traditional finance with a bitcoin-powered future.
- Investor Communication Channels: Fold provides dedicated contact information for investor and media inquiries, ensuring transparent information flow and timely investor support, reflecting the company's commitment to effective communication with shareholders and the public.
See More

New Credit Card Launch: Fold Holdings has introduced a new credit card that offers a unique feature of up to 4% Bitcoin back on monthly purchases.
No Annual Fee: The newly launched credit card does not have an annual fee, making it an attractive option for consumers interested in earning cryptocurrency rewards.
See More
- Market Trends: The focus is shifting towards simpler and more competitive pricing strategies in the market.
- Consumer Impact: These changes in pricing are expected to enhance consumer choice and affordability.
See More

- Return of Pro-Rated Subscription Fees: Fold Holdings Inc. plans to reinstate pro-rated subscription fees for all existing Fold+ members.
- Timing of Implementation: The reinstatement of these fees is expected to occur later in the first quarter.
See More
- Bitcoin Price Recovery: Bitcoin's price nearing $88,700 has boosted the performance of crypto-linked stocks, although some stocks remain under pressure, indicating a divergence in market sentiment.
- Strong GameStop Performance: GameStop (GME) closed up 4.44% and continued to rise in after-hours trading as investor Michael Burry increased his stake, reflecting optimistic market sentiment about its future prospects.
- Strategy Stock Decline: Strategy (MSTR) fell 1.55% due to the announcement of additional equity sales related to its Bitcoin accumulation strategy, although it slightly rebounded after hours, highlighting investor concerns over dilution risks.
- Other Stocks Struggling: Stocks like CleanSpark (CLSK), ALT5 Sigma (ALTS), Bakkt (BKKT), and KULR remained in negative territory despite an overall market recovery, indicating a lack of confidence in these equities.
See More





