XRP Could Surpass SWIFT in Global Financial Transactions

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Aug 19 2025

XRP as a SWIFT Replacement: Ripple, led by CEO Brad Garlinghouse, is positioning XRP as a potential successor to the SWIFT system in international finance, aiming to enhance global payment processing.
Market Reaction: Following these developments, XRP experienced a slight downturn of 1.255%, reflecting market concerns about the future of SWIFT and the implications for cross-border operations.
Institutional Interest and Innovations: The introduction of a 2x leveraged XRP ETF by Teucrium's CEO Sal Gilbertie indicates growing institutional interest, while Ripple aims to process $21 trillion annually, challenging traditional banking systems.
Technological Advancements: Ripple plans to integrate with EVM-compatible sidechains by Q2 2025 and comply with ISO 20022 standards, which could reshape legacy payment systems and enhance regulatory credibility.

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Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.