XRP and Mastercard: Why August 25 Might Be a Game Changer for XRP's Widespread Use

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Aug 23 2025

Partnership Announcement: Smart Degen announced a partnership between Mastercard, XRP, and WebBank to launch a credit card utilizing XRP as the settlement layer, set to debut on August 25, 2025.
User-Friendly Experience: The new credit card is designed for everyday consumers, eliminating complexities associated with traditional cryptocurrency usage, allowing transactions through simple swipes without technical knowledge.
WebBank's Role: WebBank's involvement adds legitimacy to the product, distinguishing it from past crypto experiments and positioning XRP within established financial infrastructure.
Future of Cryptocurrency Adoption: Degen predicts that this development will mark a significant shift towards mainstream cryptocurrency integration, potentially leading to widespread adoption and use of XRP in global banking systems.

About the author

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Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.