Visionary Team Unveils 2026 Financial Strategy: xChain V2 and a $15M Bet to Lead Cross-Chain Lending

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

DEFI-0.76%

FOLKS-3.06%

VSN-1.27%

Source: Coinmarketcap

Updated: Dec 12 2025

Folks Finance Roadmap for 2026: The roadmap outlines ambitious plans for cross-chain lending, including the launch of xChain V2, a $15 million incentive program, and a mobile app to enhance user accessibility and engagement.
Key Features of the Roadmap: xChain V2 will introduce a cross-chain vault-based lending system, while the incentive program aims to attract liquidity and achieve $1 billion in Total Value Locked (TVL).
Community Engagement Initiatives: The Folks Points program will expand rewards for user activities, fostering deeper interaction with the platform and enhancing user loyalty.
Challenges Ahead: The execution of the roadmap faces technical complexities in cross-chain integration, competition in the DeFi space, and the need for regulatory clarity for the mobile app across various jurisdictions.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

Visionary Team Unveils 2026 Financial Strategy: xChain V2 and a $15M Bet to Lead Cross-Chain Lending

About the author

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