SWIFT SIBOS: XRP and XLM Set to Be Key Players in This Adoption

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Oct 28 2025

XRP-1.293%

X+0.31%

PLAY-8.53%

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Transformation of Global Banking: The global banking system is evolving from slow, batch-based payment processes to faster, real-time settlements, with blockchain assets like XRP and Stellar Lumens playing a crucial role in this transition.
Challenges of Legacy Systems: Analysts highlight the inefficiencies in current banking operations, where automated front offices contrast with outdated batch processing, leading to delays in payment settlements that are unsustainable in a digital economy.
Adoption of Blockchain Technology: Financial institutions are increasingly utilizing blockchain and digital assets to enhance payment systems, moving from experimental phases to practical integration, which is essential for achieving real-time payments and global liquidity.
Legitimization of Digital Assets: Cryptocurrencies are gaining recognition as legitimate assets, with the introduction of central bank digital currencies (CBDCs) expected to further accelerate their mainstream adoption and integration into financial systems.

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Technical Analysis for XRP

Technical Sentiment Analysis for XRP (XRP). As of , XRP (XRP) is exhibiting a Buy technical sentiment. Our proprietary analysis, which aggregates 8 technical signals, shows that 5 indicators are flashing buy, while 3 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status. Currently, the Relative Strength Index (RSI) for XRP stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the crypto.

Support, Resistance & Moving Averages. From a structural perspective, XRP is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

XRP (XRP) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	1.03	1.11	1.207	1.286	1.383	1.463	1.559
Fibonacci	1.11	1.177	1.219	1.286	1.354	1.395	1.463

About XRP

Launched in 2012, the XRP Ledger (XRPL) is an open-source, permissionless and decentralized technology. Benefits of the XRP Ledger include its low-cost ($0.0002 to transact), speed (settling transactions in 3-5 seconds), scalability (1,500 transactions per second) and inherently green attributes (carbon-neutral and energy-efficient). The XRP Ledger also features the first decentralized exchange (DEX) and custom tokenization capabilities built into the protocol. Since 2012, the XRP Ledger has been operating reliably, having closed 70 million ledgers.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

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