Standard Chartered Analyst Predicts XRP to Reach $12.50 by 2028 Amid ETF Surge
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
- Surging Market Demand: Standard Chartered analyst Geoffrey Kendrick forecasts that XRP could reach $12.50 by 2028, a projection grounded in accelerating regulatory clarity and growing institutional adoption, indicating a significant market inflection point for XRP.
- ETF Product Potential: With up to six XRP ETF products expected to launch, projections suggest inflows of $4 to $8 billion in the first year, providing robust capital support for XRP, which has long been hindered by legal uncertainties.
- Infrastructure Asset Positioning: As regulatory conditions improve, XRP's unmatched speed and low fees position it as an ideal choice for cross-border settlements, enhancing its status as a core infrastructure asset within the global payments ecosystem.
- Challenge to Market Leadership: Kendrick notes that XRP could challenge Ethereum's market capitalization in the 2026 bull cycle, reflecting shifts in institutional capital dynamics and indicating that XRP's market structure offers greater expansion potential as institutional demand accelerates.
About the author

Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.





