Proof of Interoperability Between Ripple (XRP) and SWIFT Emerges
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Sep 06 2025
Ripple's SWIFT Interoperability: A recent post by SMQKE highlights that RippleNet includes a "SWIFT messaging interoperability" feature, allowing banks to connect their systems to RippleNet without overhauling existing SWIFT operations.
ISO 20022 Alignment: RippleNet's payment object aligns with the ISO 20022 pacs.008 standard, facilitating seamless data exchange with ISO-compliant institutions and reducing onboarding friction for financial organizations.
Technical Readiness vs. Partnership: While RippleNet demonstrates technical interoperability with SWIFT, it does not imply a formal partnership; instead, it shows Ripple's strategy to coexist with traditional banking systems.
Implications for Financial Institutions: The design of RippleNet positions it as a strong contender in cross-border payments, enabling banks to adopt blockchain solutions while maintaining compatibility with existing financial infrastructures.
About the author
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Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
