Ripple's SEC Battle Resolution: Ripple's long-standing legal battle with the SEC concluded in 2025, allowing XRP to be sold to retail buyers without being classified as a security, while still facing institutional oversight. This resolution enables Ripple to raise capital and pursue larger plans, but years of litigation have hindered its growth and reputation.
DigiTap's Competitive Advantage: DigiTap enters the market with a clean slate and a broader vision, offering an omni-banking platform that integrates fiat and crypto. With a successful beta launch and a presale generating significant initial funds, DigiTap aims to capitalize on the demand for comprehensive banking solutions, contrasting Ripple's focus on settlements.
