Comparing Five Crypto Savings Accounts for 2026: Clapp Offers 5.2% APY
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 17 2026- Clapp Flexible Savings: Clapp offers a 5.2% APY on stablecoins and EUR, allowing users to earn daily interest with instant withdrawals, making it ideal for those seeking predictable yields without lock-up periods.
- Nexo Savings Products: Nexo provides flexible and fixed-term savings options with various supported assets, where rates depend on user loyalty and choices, catering to users willing to optimize rates and terms.
- Binance Simple Earn: Binance's Simple Earn program offers flexible and locked earning options with real-time APR mechanics and promotional rates, making it suitable for users looking to earn within the exchange.
- Ledn Growth Accounts: Ledn focuses on BTC and USDC savings accounts, offering daily interest and transparent operations, appealing to users who prefer earning from a lending-focused platform.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
