HMST Earnings

HMST reported its FY2024Q4 earnings on 2025-01-27, showcasing a revenue of 40.31M against an estimate of 41.10M, resulting in a -1.92% surprise. The EPS was -0.27, surpassing the expected -0.21 by -28.57%. The stock experienced a -3.45% price change on the earnings day and a -3.93% change over the next five days, reflecting market reactions to the results.

Following HMST's FY2024Q4 earnings announcement on 2025-01-27, the stock price moved by -3.45% on the day of the release. Over the subsequent five days, it saw a -3.93% change. Historically, HMST's stock price tends to shift by an average of -4.03% in the 10 days leading up to earnings and -8.79% in the 10 days following, providing insight into potential market.

For 2025/Q3, analysts estimate HMST's annual revenue to reach 48.10M, while the EPS is projected at -0.03. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between HMST's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, HMST's stock price typically moves by -4.03% in the 10 days before its earnings and -8.79% in the 10 days after. For the upcoming 2025/Q3 earnings, analysts expect an EPS of -0.03 and revenue of 48.10M.

The earnings call reveals significant financial instability with a net loss of $123.3 million and increased non-performing assets. Despite positive steps like loan sales to improve liquidity, risks such as wildfire exposure and a challenging interest rate environment persist. The Q&A section highlights uncertainty, with management unable to provide specific targets for profitability. While there is optimism about future earnings growth, the immediate financial health concerns and regulatory challenges suggest a negative stock price movement in the short term.