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FS Bancorp Inc (FSBW) is not a strong buy at the moment for a beginner investor with a long-term strategy. While the company has shown positive financial growth in the latest quarter, the technical indicators are neutral, and there are no strong trading signals or significant catalysts to suggest an immediate investment opportunity. It is better to monitor the stock for clearer entry signals or stronger positive momentum.
The MACD is below 0 and negatively contracting, indicating a lack of bullish momentum. RSI is neutral at 52.075, and moving averages are converging, suggesting no clear trend. The stock is trading near support levels (S1: 41.122), with resistance at R1: 43.405.
FS Bancorp CEO Matthew Mullet's appointment to the Seattle Branch Board of the Federal Reserve Bank of San Francisco enhances the company's influence in the local banking sector. Financials for Q4 2025 show strong revenue, net income, and EPS growth.
Analyst DA Davidson lowered the price target to $45 from $47 due to Q4 earnings miss, citing elevated expenses and somewhat elevated charge-offs. Hedge funds and insiders are neutral, with no significant trading trends.
In Q4 2025, revenue increased by 9.02% YoY to $34.96M, net income rose by 15.98% YoY to $8.42M, and EPS improved by 23.08% YoY to 1.12. Gross margin remained unchanged.
Analyst DA Davidson maintains a Neutral rating with a lowered price target of $45, citing strong revenue growth but offset by elevated expenses and charge-offs. Loan growth is expected to accelerate, and credit remains solid.