EBMT News & Events

Reports Q1 revenue $23.6M, consensus $18.81M. Reports Q1 tangible book value per share $19.48. "Eagle's first quarter results reflect the continued strength of our franchise and the durability of our core earnings," said Laura F. Clark, President and CEO. "Net income and earnings per share increased compared to the first quarter of last year, driven by further improvement in our funding costs, resilient asset yields and disciplined expense management. Net interest margin continued to expand during the quarter, and with a strong core deposit base and a diversified loan portfolio, we remain well positioned to pursue opportunities across our Montana market and deliver long term value for our shareholders."

Net interest margin was 4.08% in the fourth quarter of 2025, a 14-basis point increase compared to 3.94% in the preceding quarter and a 49-basis point increase compared to the fourth quarter a year ago. Book value per share increased to $24.10 at December 31, 2025, compared to $21.77 a year earlier and $23.45 three months earlier. The Bank's Tier 1 capital to adjusted total average assets was 10.62% as of December 31, 2025. "We finished the year on a high note with excellent fourth quarter results that reflect the strength of our franchise," said Laura F. Clark, President and CEO. "Net income and earnings per share grew compared to both the prior quarter and year-over-year, as we benefited from reduced funding costs, resilient asset yields and continued operational efficiency gains. The expansion in our net interest margin during the fourth quarter further strengthens our earnings profile as we look ahead. Our strong core deposit base and diversified loan portfolio position us well to capitalize on opportunities across our Montana markets, and we remain committed to executing our strategy and delivering long term shareholder value."