Popular Inc (BPOP) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows strong financial performance, positive analyst sentiment, and a bullish technical setup, making it a solid choice for long-term growth.
The MACD is positive and expanding, indicating bullish momentum. The RSI is neutral at 55.475, suggesting no overbought or oversold conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), and the stock is trading above its pivot level of 131.49, with resistance levels at 134.542 and 136.428.

Strong financial performance in Q4 2025 with revenue up 9.91% YoY, net income up 31.60% YoY, and EPS up 41.04% YoY.
Positive analyst sentiment with multiple price target increases and buy ratings, including Citi's target of $
Regional banks are benefiting from a normalized yield curve, accelerating loan growth, and M&A activity.
Puerto Rican economy benefiting from U.S. disaster relief spending and on-shoring trends.
Hedge funds are selling, with a 145.22% increase in selling activity last quarter.
Insider selling activity by Director Alejandro M Sanchez, reducing his holdings.
In Q4 2025, Popular Inc reported a 36.5% increase in GAAP net income for 2025, with revenue up 9.91% YoY, net income up 31.60% YoY, and EPS up 41.04% YoY. This demonstrates strong profitability and growth trends.
Analysts are highly positive on BPOP, with multiple buy ratings and price target increases. Citi raised its target to $170, Barclays to $175, and BofA upgraded the stock to Buy with a $156 target. Analysts cite strong credit quality, sustainable mid-teens ROTCE, and positive trends in Puerto Rico as key drivers for growth.