SouthState Bank Corp (SSB) FY2025Q3 Earning Prediction
SouthState Bank Corp (SSB) is set to release its earnings performance on 10/22 04:00:00 in After Hours trading. Consensus forecasts predict a revenue of 660.00M and an earnings per share (EPS) of 2.20 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
SSB Transcript
The earnings call highlights strong loan growth, low net charge-offs, and a healthy capital position, indicating robust financial health. The company's strategic plan to capitalize on market opportunities and a broad capital return strategy, including share repurchases, further adds to the positive sentiment. Despite some unclear management responses, the overall outlook with optimistic guidance and growth initiatives suggests a positive stock price movement in the short term.
The earnings call reveals strong financial performance with improved loan yields and noninterest income, a stable noninterest expense, and a solid CET1 ratio. Additionally, the dividend increase and potential share repurchases indicate confidence in future growth. The Q&A highlights positive loan growth prospects, especially in Texas, and a healthy capital position. Despite a charge-off related to First Brands, management's optimism about margin improvement and strategic hiring efforts suggest a positive outlook. Overall, the combination of strong fundamentals and strategic initiatives supports a positive sentiment.
The earnings call reveals strong financial performance with a high net interest margin, optimistic loan growth, and a stable expense outlook. The Q&A section supports this with positive sentiment on growth and deposit costs. Although there are uncertainties in regulatory impacts and talent acquisition, the overall guidance remains positive, with potential for higher dividends and buybacks. The absence of negative financial surprises and focus on organic growth further supports a positive sentiment.
The earnings call reflects a balanced outlook. Strong financial metrics, including high NIM and ROE, are positive. However, the economic slowdown, tariff impacts, and competition present risks. The Q&A section revealed some unclear responses, particularly regarding loan marks and economic impacts, causing uncertainty. While the shareholder return plan and capital flexibility are positive, flat non-interest income guidance and economic concerns temper enthusiasm. Overall, the sentiment is neutral, with potential for minor fluctuations depending on economic developments and management's strategic execution.
SSB Slides
SSB Report
Frequently Asked Questions
What is the SouthState Bank Corp FY2025Q3 Earnings Release Date and Time?
SouthState Bank Corp (SSB) is scheduled to release its FY2025Q3 earnings report onOct 22, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for SouthState Bank Corp FY2025Q3 Revenue and EPS?
Analysts' consensus predicts 660.00M in revenue and an EPS of 2.00 for SouthState Bank Corp's FY2025Q3.
What Does Intellectia's AI Predict for SouthState Bank Corp FY2025Q3 Earnings?
Intellectia's exclusive AI algorithms forecast a forSouthState Bank Corp's FY2025Q3 earnings, with a prediction date of Oct 22, 2025. SouthState Bank Corp
How Can I Use This Earnings Prediction to Trade SSB Stock?
Leverage Intellectia's AI forecast to position trades ahead of theOct 22, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like SouthState Bank Corp FY2025Q3?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
