QCR Holdings Inc (QCRH) FY2025Q2 Earning Prediction
QCR Holdings Inc (QCRH) is set to release its earnings performance on 07/23 04:00:00 in After Hours trading. Consensus forecasts predict a revenue of 95.00M and an earnings per share (EPS) of 1.63 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
QCRH Transcript
The earnings call summary indicates strong financial performance with significant loan and deposit growth, improved loan quality, and an increase in tangible book value. The Q&A section reveals management's strategic focus on core deposit growth, market share gains, and capital management. Despite some uncertainties, such as the timing of loan securitizations, the overall outlook is positive with expectations of continued growth in key business areas. The positive sentiment is further supported by management's optimism in LIHTC growth and strategic opportunities from M&A activity in Iowa.
The company reported strong financial performance with a 26% EPS growth and exceeded capital markets revenue guidance. NIM and NII showed positive trends, and loan growth was robust. Although noninterest expenses increased, the efficiency ratio improved. Asset quality metrics were favorable. While management was vague on some future details, the overall sentiment in the Q&A was positive. Share buybacks and digital transformation are expected to further enhance value. Despite some uncertainties, the positive financial outcomes and strategies outweigh potential concerns, suggesting a 2% to 8% stock price increase.
The earnings call reveals a mixed outlook: while there are positive aspects such as a steady growth in the wealth management segment and potential capital deployment options including buybacks, there are also concerns. The lack of immediate impact from legislative changes, challenges in margin expansion without rate cuts, and unclear management responses on securitizations suggest uncertainty. The company's cautious stance on M&A and potential impacts from crossing asset thresholds also contribute to a neutral sentiment, indicating limited stock movement in the short term.
The earnings call presents a mixed outlook. Financial performance is strong with increased net income and improved asset quality, but concerns about non-performing assets and market competition persist. The Q&A highlights uncertainties around interest rate impacts and loan growth. Despite positive guidance on capital markets revenue and non-interest expenses, the lack of active share buybacks and cautious capital management suggest a neutral market reaction. The company's strategic focus and modest dividend policy further support a neutral sentiment.
QCRH Slides
QCRH Report
Frequently Asked Questions
What is the QCR Holdings Inc FY2025Q2 Earnings Release Date and Time?
QCR Holdings Inc (QCRH) is scheduled to release its FY2025Q2 earnings report onJul 23, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for QCR Holdings Inc FY2025Q2 Revenue and EPS?
Analysts' consensus predicts 95.00M in revenue and an EPS of 2.00 for QCR Holdings Inc's FY2025Q2.
What Does Intellectia's AI Predict for QCR Holdings Inc FY2025Q2 Earnings?
Intellectia's exclusive AI algorithms forecast a forQCR Holdings Inc's FY2025Q2 earnings, with a prediction date of Jul 23, 2025. QCR Holdings Inc
How Can I Use This Earnings Prediction to Trade QCRH Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJul 23, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like QCR Holdings Inc FY2025Q2?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
