NMI Holdings Inc (NMIH) Earning Prediction
NMI Holdings Inc (NMIH) is set to release its earnings performance on 02/10 16:01:00 ET in After Hours trading. Consensus forecasts predict a revenue of 178.97M and an earnings per share (EPS) of 1.17 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
NMIH Transcript
The earnings call highlights strong financial performance with record high revenue and EPS growth, alongside a robust shareholder return plan through significant share buybacks. The Q&A section provides confidence in stable premium yields and effective capital management. Despite some uncertainties in guidance, the overall sentiment is positive, supported by high-quality portfolio growth and efficient operations. Given the company's market cap, the stock is likely to experience a positive movement in the 2% to 8% range over the next two weeks.
The company reported record high revenue and strong financial metrics, including a significant increase in net income and ROE. Despite some macroeconomic risks and a slight rise in defaults, the overall financial health is robust. The share repurchase program and strong reinsurance market add to the positive sentiment. The market cap suggests moderate sensitivity to news, leading to a likely positive stock movement of 2% to 8%.
The earnings call reveals strong financial performance with record revenue and net income, a low expense ratio, and a declining default rate. The Q&A section supports this with management's confidence in handling market conditions and risk management. The consistent share repurchase program and improved book value per share further bolster shareholder returns. Despite some uncertainties in the housing market, management's proactive strategies and optimistic outlook suggest a positive stock price movement over the next two weeks.
The earnings call summary reflects strong financial performance with record revenues, net income, and return on equity. The extension of a partnership with Tata Consultancy Services and a robust share repurchase program are positive indicators. Despite some concerns about economic factors and regulatory issues, the company's comprehensive credit risk management and confidence in managing market cycles mitigate these risks. The Q&A section did not reveal significant negative trends or uncertainties. Given the company's market cap, the stock price is likely to react positively, leading to a 2% to 8% increase.
NMIH Report
Frequently Asked Questions
What is the NMI Holdings Inc {quarter} Earnings Release Date and Time?
NMI Holdings Inc (NMIH) is scheduled to release its {quarter} earnings report on Feb 10, 2026, After Hours (approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for NMI Holdings Inc {quarter} Revenue and EPS?
Analysts' consensus predicts 178.97M in revenue and an EPS of 1.17 for NMI Holdings Inc's {quarter}.
What Does Intellectia's AI Predict for NMI Holdings Inc {quarter} Earnings?
Intellectia's exclusive AI algorithms forecast a {conclusion} for NMI Holdings Inc's {quarter} earnings, with a prediction date of Feb 10, 2026. NMI Holdings Inc {summary}
How Can I Use This Earnings Prediction to Trade NMIH Stock?
Leverage Intellectia's AI forecast to position trades ahead of the Feb 10, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like NMI Holdings Inc {quarter}?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company's earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They're updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
