MetLife Inc (MET) FY2025Q2 Earning Prediction
MetLife Inc (MET) is set to release its FY2025Q2 earnings performance on 08/06 16:15:00 ET in After Hours trading. Consensus forecasts predict a revenue of 18.46B and an earnings per share (EPS) of 2.19 for the FY2025Q2. With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
AI Earnings Prediction
The earnings forecast predicts a significant miss due to the collapse in Variable Investment Income (VII) and lack of offsetting positive factors.
Scenario Analysis
Key Indicators Forecast
No data
Prediction Logic & Rational
Variable Investment Income (VII) collapse dominates the analysis:
- Pre-announced VII range ($175M–$225M pre-tax) is ~50% below the $425M quarterly run rate required to meet consensus. Piper Sandler explicitly links this to EPS estimate reductions across the sector and delays normalization to
No offsetting positives:
Asia/Latin America growth lacks concrete evidence (no news on underwriting margins, tax rates, or volume acceleration).
Expense management (new CAO/CCO appointments) is procedural and lacks operational evidence.
Upwise/Nayya partnership (Workday Marketplace) starts in October 2025 – no Q2 impact.
EPS Estimate Revisions (- 7.3% over 3M) already reflect downward adjustments, but VII guidance implies further downside.
Tactical Strategy Recommendations
Bearish plays:
- Short stock ahead of earnings (high conviction on VII-driven miss).
- Buy August $70 puts (expiring post-earnings) to hedge against downside.
- Avoid bullish spreads – limited catalysts exist for reversal.
Rationale: VII is a critical earnings lever, and guidance suggests structural underperformance. Stock reaction likely asymmetric to downside (-8–12% for Strong Miss vs. limited upside).
Earnings Surprise Analysis
MET Transcript
The earnings report shows a mix of positive and negative factors. While there are strong adjusted earnings, revenue growth, and shareholder returns, net derivative losses and less favorable underwriting in Asia present concerns. The acquisition of PineBridge and strong PRT transactions are positive, but integration risks exist. The market may react cautiously, resulting in a neutral stock price movement.
The earnings call reveals strong financial performance, especially in the PRT business and Asian markets. Shareholder returns are robust, with substantial buybacks and dividends. Despite macroeconomic challenges in Japan, the company maintains a strong position with positive sales growth. The Q&A section highlights resilience against risks, such as AI and macroeconomic volatility, and identifies growth opportunities like PFML. The positive sentiment is reinforced by optimistic guidance and strategic initiatives, suggesting a likely positive stock price movement over the next two weeks.
The earnings call highlights strong performance and strategic advancements, such as the successful Chariot Re launch and favorable financial ratios. The Q&A session reveals management's confidence in overcoming challenges, with positive updates on nonmedical health and MIM's growth. Despite some unclear responses, the overall sentiment is positive due to strategic initiatives like the PineBridge acquisition and efficient capital structures in Japan. The stock price is likely to experience a positive movement, within the 2% to 8% range, as the company demonstrates resilience and growth potential.
MET Slides
MET Report
Frequently Asked Questions
What is the MetLife Inc FY2025Q2 Earnings Release Date and Time?
MetLife Inc (MET) is scheduled to release its FY2025Q2 earnings report onAug 6, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for MetLife Inc FY2025Q2 Revenue and EPS?
Analysts' consensus predicts 18.46B in revenue and an EPS of 2.19 for MetLife Inc's FY2025Q2.
What Does Intellectia's AI Predict for MetLife Inc FY2025Q2 Earnings?
Intellectia's exclusive AI algorithms forecast a Strong Miss forMetLife Inc's FY2025Q2 earnings, with a prediction date of Aug 6, 2025. MetLife Inc The earnings forecast predicts a significant miss due to the collapse in Variable Investment Income (VII) and lack of offsetting positive factors.
How Can I Use This Earnings Prediction to Trade MET Stock?
Leverage Intellectia's AI forecast to position trades ahead of theAug 6, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like MetLife Inc FY2025Q2?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
