Horace Mann Educators Corp (HMN) FY2025Q3 Earning Prediction
Horace Mann Educators Corp (HMN) is set to release its earnings performance on 11/04 16:15:00 ET in After Hours trading. Consensus forecasts predict a revenue of 430.85M and an earnings per share (EPS) of 1.04 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
HMN Transcript
The earnings call highlights strong financial performance, with improvements in combined ratios, increased net written premiums, and strong persistency rates. The Q&A section reinforces positive momentum with strong EPS growth targets, successful distribution initiatives, and strategic partnerships. Despite some unclear responses, the overall sentiment is positive, supported by raised EPS guidance and strategic partnerships. Considering the company's market cap, the stock price is likely to experience a positive movement in the 2% to 8% range over the next two weeks.
The earnings call presents a generally positive outlook. Financial performance is strong with increased EPS guidance, robust sales growth in life, retirement, and group benefits, and improved property combined ratio. The Q&A section reveals strategic investments and growth plans, although some uncertainty exists in catastrophe mitigation. Overall, the company's strategic investments and strong sales momentum suggest a positive sentiment, likely to result in a stock price increase of 2% to 8% over the next two weeks, considering the market cap.
The earnings call highlights strong financial performance, with improvements in profitability, reduced catastrophe losses, and increased premiums across segments. The Q&A session suggests optimism in policy growth and sustained sales momentum. Despite some uncertainty in catastrophe load guidance, the overall sentiment remains positive. The market cap indicates a small-cap stock, likely to react positively to these strong earnings and optimistic guidance, predicting a stock price increase of 2% to 8% over the next two weeks.
The earnings call reflects strong financial performance, with record core earnings and a significant EPS increase. The company is confident in its future profitability and growth plans, despite some regulatory challenges and policyholder losses. The share repurchase program is a positive catalyst. Q&A responses show management's optimism and confidence in achieving guidance targets. While there are risks, overall sentiment is positive, suggesting a stock price increase in the short term.
HMN Report
Frequently Asked Questions
What is the Horace Mann Educators Corp FY2025Q3 Earnings Release Date and Time?
Horace Mann Educators Corp (HMN) is scheduled to release its FY2025Q3 earnings report onNov 4, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Horace Mann Educators Corp FY2025Q3 Revenue and EPS?
Analysts' consensus predicts 430.85M in revenue and an EPS of 1.04 for Horace Mann Educators Corp's FY2025Q3.
What Does Intellectia's AI Predict for Horace Mann Educators Corp FY2025Q3 Earnings?
Intellectia's exclusive AI algorithms forecast a forHorace Mann Educators Corp's FY2025Q3 earnings, with a prediction date of Nov 4, 2025. Horace Mann Educators Corp
How Can I Use This Earnings Prediction to Trade HMN Stock?
Leverage Intellectia's AI forecast to position trades ahead of theNov 4, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Horace Mann Educators Corp FY2025Q3?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
