First Interstate Bancsystem Inc (FIBK) Earning Prediction
First Interstate Bancsystem Inc (FIBK) is set to release its earnings performance on 01/28 05:00:00 in After Hours trading. Consensus forecasts predict a revenue of 248.00M and an earnings per share (EPS) of 0.64 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
FIBK Transcript
The earnings call highlights a strong financial performance with significant share repurchases, improved credit quality, and increased tangible book value per share. Despite a decline in loan balances due to strategic payoffs, the company shows proactive measures for growth. The Q&A reveals management's confidence in improved NIM and NII, and continued share buybacks, contributing to a positive sentiment. The market cap suggests moderate volatility, leading to a positive stock price movement prediction of 2% to 8% over the next two weeks.
The earnings call summary and Q&A reveal strong financial performance with improved NIM, high CET1 ratio, and optimistic loan growth outlook for 2026. The company is focused on organic growth, strategic capital deployment, and shareholder returns through buybacks. While there are uncertainties in loan production trends, the management's confidence in long-term growth, capital strength, and strategic initiatives support a positive sentiment. Given the company's market cap, this should result in a stock price increase of 2% to 8% over the next two weeks.
The earnings call reveals mixed signals. While there are positives, such as an improvement in the CET1 capital ratio and optimistic guidance for net interest income, there are concerns like declining deposits, increased criticized loans, and unclear management responses on capital deployment. The Q&A section highlights uncertainty regarding loan portfolio stabilization and expense impacts from branch divestitures. Given the market cap, the mixed nature of the news, and the lack of strong catalysts, a neutral stock price reaction is expected over the next two weeks.
The earnings call presents a mixed picture. While the company maintains a stable dividend yield and improved capital ratio, it faces challenges with declining loan and deposit balances, increased provision expenses, and competitive pressures. The branch sale and capital deployment could be positive, but uncertainties remain, particularly in credit quality and reserve adequacy. The Q&A session highlights management's cautious stance and lack of clear guidance, which might temper investor enthusiasm. Given the company's mid-cap status, these factors suggest a neutral stock price movement over the next two weeks.
FIBK Slides
FIBK Report
Frequently Asked Questions
What is the First Interstate Bancsystem Inc Earnings Release Date and Time?
First Interstate Bancsystem Inc (FIBK) is scheduled to release its earnings report onJan 28, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for First Interstate Bancsystem Inc Revenue and EPS?
Analysts' consensus predicts 248.00M in revenue and an EPS of 1.00 for First Interstate Bancsystem Inc's .
What Does Intellectia's AI Predict for First Interstate Bancsystem Inc Earnings?
Intellectia's exclusive AI algorithms forecast a forFirst Interstate Bancsystem Inc's earnings, with a prediction date of Jan 28, 2026. First Interstate Bancsystem Inc
How Can I Use This Earnings Prediction to Trade FIBK Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 28, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like First Interstate Bancsystem Inc ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
