Cathay General Bancorp (CATY) Earning Prediction
Cathay General Bancorp (CATY) is set to release its earnings performance on 01/22 05:00:00 in After Hours trading. Consensus forecasts predict a revenue of 211.00M and an earnings per share (EPS) of 1.20 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
CATY Transcript
The earnings call reveals several concerns: a decline in net income and EPS, increased non-accrual loans, and significant uninsured deposits posing liquidity risks. Despite a share repurchase program, loan growth guidance is weak, and management's responses in the Q&A lack clarity. These factors, combined with an increased effective tax rate and cautious market sentiment, suggest a negative stock price reaction in the near term.
The earnings call presents a mixed picture: while there is a positive net interest margin increase and a steady share repurchase plan, the financial performance shows a decrease in net income and diluted EPS. The Q&A reveals economic uncertainties affecting loan growth and customer investment, with management providing unclear responses regarding tariff impacts. The lack of strong positive catalysts and mixed financial results lead to a neutral sentiment, with potential for minor fluctuations in the stock price over the next two weeks.
The earnings call presents mixed signals. Financial performance shows modest growth, but increased non-accrual and classified loans raise concerns. The stock buyback program is positive, yet liquidity risks from uninsured deposits persist. The Q&A section reveals some uncertainties and unclear responses, particularly regarding loan maturity schedules. Overall, the sentiment is balanced, with neither strong positive nor negative indicators dominating.
The earnings call reveals a mixed picture. Strong points include a slight increase in net income, EPS, and net interest margin, as well as a significant share repurchase plan. However, concerns arise from increased non-accrual and classified loans, higher provision for credit loss, and increased effective tax rate. The Q&A highlighted some uncertainties, such as the maturity schedule of fixed loans. The overall sentiment is neutral, as positive factors are balanced by risks and uncertainties.
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Frequently Asked Questions
What is the Cathay General Bancorp Earnings Release Date and Time?
Cathay General Bancorp (CATY) is scheduled to release its earnings report onJan 22, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Cathay General Bancorp Revenue and EPS?
Analysts' consensus predicts 211.00M in revenue and an EPS of 1.00 for Cathay General Bancorp's .
What Does Intellectia's AI Predict for Cathay General Bancorp Earnings?
Intellectia's exclusive AI algorithms forecast a forCathay General Bancorp's earnings, with a prediction date of Jan 22, 2026. Cathay General Bancorp
How Can I Use This Earnings Prediction to Trade CATY Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 22, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Cathay General Bancorp ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
