Bank of Nova Scotia (BNS) FY2025Q4 Earning Prediction

12/02 05:00:00

Pre-Market

Bank of Nova Scotia (BNS) is set to release its FY2025Q4 earnings performance on 12/02 05:00:00 in Pre-Market trading. Consensus forecasts predict a revenue of 9.43B and an earnings per share (EPS) of 1.33 for the FY2025Q4. With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!

Estimate

Actual

Surprise

RevenueBEAT

9.43B

9.80B

+3.99%

EPSBEAT

1.33

1.39

+4.51%

AI Summary

AI Earnings Prediction

Prediction for FY2025Q4

Earnings Date: Dec 2, 2025

The earnings prediction for Scotiabank indicates a Beat, supported by expected income contributions and advisory fee growth.

Beat

Last 0 quarters:

4 beats1 misses

Scenario Analysis

The AI analyzes the probability of each scenario occurring and identifies the triggering conditions.

Scenario

Prob.

Stock Reaction

Trigger Condition

Strong Beat

20%

+5-7%

NIM expansion or loan growth exceeds expectations.

Beat

55%

+2-4%

Fact Data drivers (KeyCorp, advisory fees) materialize.

Neutral

15%

Flat

In-line results with no surprises.

Miss

-3-5%

PCL spikes or KeyCorp contribution disappoints.

Strong Miss

-7%+

Systemic credit risks emerge.

Unlock Free Scenario Probability

Key Indicators Forecast

The AI provides itemized forecasts for key indicators, potentially including revenue, EPS, gross margin, and free cash flow.

Revenue

EPS

Currency:

No data

Actual

Estimate

Metric

Prediction

Justification

Revenue

Beat

KeyCorp’s income contribution + advisory fees from KKR deal.

EPS

Beat

Lower PCL and higher noninterest income offset potential NIM stagnation.

Unlock Free Key Indicators Forecast

Prediction Logic & Rational

Logic & Justification

Fact Data Analysis vs. Consensus:

Global Banking & Markets Earnings:

Scotiabank’s advisory role in KKR’s potential $7B Pembina Gas Infrastructure sale indicates higher advisory fees (part of noninterest income). This directly supports growth in the Global Banking and Markets segment.
KeyCorp’s projected Q4 contribution (C$82M adjusted net income) adds a predictable, material boost to earnings.

Noninterest Income Growth:

Wealth management and trading income are indirectly supported by Scotiabank’s international wealth growth (e.g., Mexico exposure) and capital markets activity.

Provision for Credit Losses (PCL):

PCL has trended downward, and no new credit risks are highlighted in the Fact Data. Analysts note improved credit performance, aligning with consensus expectations.

Conservative Consensus Positioning:

CIBC explicitly states consensus estimates are “conservative,” lowering the bar for a Beat.

Key Risks to Beat:

Limited explicit evidence of loan growth/NIM expansion for Net Interest Income.
Stock price has outperformed S&P500 (+ 8.93% vs. + 4.3%), suggesting elevated expectations.

Prediction Logic & Rational

Tactical Strategy Recommendations

Trading Strategy

Directional Play:

Stock: Buy BNS ahead of earnings (upside skewed to Beat/Strong Beat scenarios).
Options: Bull call spreads (e.g., Dec 2025 $67.5/$70 calls) to capitalize on moderate upside while limiting premium costs.

Hedge Considerations:

Pair with S&P 500 puts to mitigate broad-market risk during earnings volatility.

Rationale:

Fact Data supports a Beat, but elevated expectations (stock outperformance) limit Strong Beat odds. Options strategies balance risk/reward.

Tactical Strategy Recommendations

Earnings Surprise Analysis

The chart displays the extent of earnings surprises and corresponding stock price movements for each earnings event.

Revenue

EPS

BNS Transcript

The Bank of Nova Scotia (BNS:CA) Presents at RBC Capital Markets Canadian Bank CEO Conference Transcript

Neutral1-8

CACI International Inc (CACI) Presents at UBS Global Industrials and Transportation Conference Transcript

Neutral12-2

The Bank of Nova Scotia (BNS:CA) Q4 2025 Earnings Call Transcript

Positive12-2

The earnings call highlights strong capital markets revenue growth, conservative yet positive ROE targets, and disciplined capital deployment. Despite some concerns about international banking growth, the overall outlook remains optimistic with expected EPS growth, margin expansion, and strong fee revenue. The Q&A session further supports this with expectations of double-digit EPS growth in key segments and stable deposit growth, leading to a positive sentiment overall.

The Bank Of Nova Scotia (BNS:CA) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Neutral9-9

BNS Slides

Scotiabank Q3 2025 slides: Net income surges 32% YoY, EPS up 31%

2025-08-26

BNS Report

BANK OF NOVA SCOTIA 6-K

6-K

2025-01-29

BANK OF NOVA SCOTIA 6-K

6-K

2025-01-21

BANK OF NOVA SCOTIA 6-K

6-K

2024-12-13

BANK OF NOVA SCOTIA 6-K

6-K

2024-12-03

Frequently Asked Questions

What is the Bank of Nova Scotia FY2025Q4 Earnings Release Date and Time?

Bank of Nova Scotia (BNS) is scheduled to release its FY2025Q4 earnings report onDec 2, 2025, Pre-Market(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.

What Are the Consensus Forecasts for Bank of Nova Scotia FY2025Q4 Revenue and EPS?

Analysts' consensus predicts 9.43B in revenue and an EPS of 1.33 for Bank of Nova Scotia's FY2025Q4.

What Does Intellectia's AI Predict for Bank of Nova Scotia FY2025Q4 Earnings?

Intellectia's exclusive AI algorithms forecast a Beat forBank of Nova Scotia's FY2025Q4 earnings, with a prediction date of Dec 2, 2025. Bank of Nova Scotia The earnings prediction for Scotiabank indicates a Beat, supported by expected income contributions and advisory fee growth.

How Can I Use This Earnings Prediction to Trade BNS Stock?

Leverage Intellectia's AI forecast to position trades ahead of theDec 2, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.

How Accurate Is Intellectia's AI for Earnings Predictions Like Bank of Nova Scotia FY2025Q4?

Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.

How does AI Earnings Prediction generate its forecasts?

AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!

When are the predictions available, and how often are they updated?

Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.

Can I use AI Earnings Prediction for all types of stocks?

Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2024-2025 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!