Bayfirst Financial Corp (BAFN) Earning Prediction
Bayfirst Financial Corp (BAFN) is set to release its earnings performance on 10/30 ET in After Hours trading. Consensus forecasts predict a revenue of - and an earnings per share (EPS) of for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
BAFN Transcript
The earnings call indicates mixed results: a decrease in net loss and noninterest expense, but challenges with high classified loans and regulatory costs. Deposit growth is positive, but net interest margin remains stable. The Q&A reveals management's unclear responses about deposit breakdown, raising concerns. Despite improvements, the lack of strong positive catalysts or new partnerships and the absence of guidance adjustments suggest a neutral sentiment. Market reaction is likely to remain within the -2% to 2% range over the next two weeks.
The earnings report reveals several concerning trends: a significant decline in loans held for investment, a decrease in net interest margin and income, a substantial rise in noninterest expense due to restructuring charges, and an increase in nonperforming assets. The Q&A session further highlights uncertainty, particularly with the exit from SBA loans and unclear management responses. Despite some positive elements, like increased deposits, the overall sentiment is negative, driven by financial performance and strategic uncertainties.
BAFN Slides
BAFN Report
Frequently Asked Questions
What is the Bayfirst Financial Corp Earnings Release Date and Time?
Bayfirst Financial Corp (BAFN) is scheduled to release its earnings report onOct 30, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Bayfirst Financial Corp Revenue and EPS?
Analysts' consensus predicts in revenue and an EPS of for Bayfirst Financial Corp's .
What Does Intellectia's AI Predict for Bayfirst Financial Corp Earnings?
Intellectia's exclusive AI algorithms forecast a forBayfirst Financial Corp's earnings, with a prediction date of Oct 30, 2025. Bayfirst Financial Corp
How Can I Use This Earnings Prediction to Trade BAFN Stock?
Leverage Intellectia's AI forecast to position trades ahead of theOct 30, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Bayfirst Financial Corp ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
