Amalgamated Financial Corp (AMAL) Earning Prediction
Amalgamated Financial Corp (AMAL) is set to release its earnings performance on 01/22 05:00:00 in Pre-Market trading. Consensus forecasts predict a revenue of 87.00M and an earnings per share (EPS) of 0.91 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
AMAL Transcript
The earnings call shows strong financial performance, with record-breaking deposits, increased net income, and a rise in net interest margin. The guidance is optimistic, with raised earnings and net interest income forecasts. The dividend increase and share buybacks are positive for shareholders. While there are concerns about rising expenses and asset quality, the overall sentiment is positive due to strong financial metrics, optimistic guidance, and shareholder return initiatives. The Q&A section reinforced growth in key areas like the PACE portfolio, though some management responses lacked detail.
The earnings call shows strong financial performance, with NII and net interest margin exceeding guidance, and an increase in tangible book value per share. The Q&A section highlights management's confidence in handling potential risks, such as rent freezes and federal funding for green projects. Despite higher expenses, the outlook remains stable. The positive financial metrics and optimistic management responses suggest a positive stock price reaction.
The earnings call reveals strong financial performance with EPS and NII growth, share repurchases, and solid deposit growth. The Q&A provides confidence in organic expansion and stable provisioning, despite vague answers on syndicated credit resolution. The balance of buybacks and dividends is positive, and the NIM outlook is stable. Overall, the financial health and strategic growth plans indicate a positive sentiment.
The earnings call presents mixed signals: strong earnings per share and a steady dividend suggest stability, but concerns about nonperforming assets and market uncertainties pose risks. While the share repurchase program is positive, the lack of clear guidance on political risks and operational cost increases tempers optimism. The Q&A reflects management's inability to fully address concerns, leading to a balanced outlook. Given the absence of a market cap, the reaction is likely neutral, with stock price movement expected within the -2% to 2% range.
AMAL Slides
AMAL Report
Frequently Asked Questions
What is the Amalgamated Financial Corp Earnings Release Date and Time?
Amalgamated Financial Corp (AMAL) is scheduled to release its earnings report onJan 22, 2026, Pre-Market(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Amalgamated Financial Corp Revenue and EPS?
Analysts' consensus predicts 87.00M in revenue and an EPS of 1.00 for Amalgamated Financial Corp's .
What Does Intellectia's AI Predict for Amalgamated Financial Corp Earnings?
Intellectia's exclusive AI algorithms forecast a forAmalgamated Financial Corp's earnings, with a prediction date of Jan 22, 2026. Amalgamated Financial Corp
How Can I Use This Earnings Prediction to Trade AMAL Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 22, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Amalgamated Financial Corp ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
