WNEB Relative Valuation
WNEB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, WNEB is overvalued; if below, it's undervalued.
Historical Valuation
Western New England Bancorp Inc (WNEB) is now in the Overvalued zone, suggesting that its current forward PE ratio of 14.03 is considered Overvalued compared with the five-year average of 12.22. The fair price of Western New England Bancorp Inc (WNEB) is between 8.09 to 12.75 according to relative valuation methord. Compared to the current price of 12.76 USD , Western New England Bancorp Inc is Overvalued By 0.12%.
Relative Value
Fair Zone
8.09-12.75
Current Price:12.76
0.12%
Overvalued
14.03
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Western New England Bancorp Inc. (WNEB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Western New England Bancorp Inc. (WNEB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.28
PS
Western New England Bancorp Inc. (WNEB) has a current PS of 3.28. The 5-year average PS is 2.69. The thresholds are as follows: Strongly Undervalued below 1.94, Undervalued between 1.94 and 2.32, Fairly Valued between 3.07 and 2.32, Overvalued between 3.07 and 3.45, and Strongly Overvalued above 3.45. The current Forward PS of 3.28 falls within the Overvalued range.
0.00
P/OCF
Western New England Bancorp Inc. (WNEB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Western New England Bancorp Inc. (WNEB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Western New England Bancorp Inc (WNEB) has a current Price-to-Book (P/B) ratio of 1.03. Compared to its 3-year average P/B ratio of 0.77 , the current P/B ratio is approximately 33.05% higher. Relative to its 5-year average P/B ratio of 0.82, the current P/B ratio is about 24.84% higher. Western New England Bancorp Inc (WNEB) has a Forward Free Cash Flow (FCF) yield of approximately 6.38%. Compared to its 3-year average FCF yield of 9.88%, the current FCF yield is approximately -35.35% lower. Relative to its 5-year average FCF yield of 10.60% , the current FCF yield is about -39.77% lower.
1.03
P/B
Median3y
0.77
Median5y
0.82
6.38
FCF Yield
Median3y
9.88
Median5y
10.60
Competitors Valuation Multiple
The average P/S ratio for WNEB's competitors is 1.59, providing a benchmark for relative valuation. Western New England Bancorp Inc Corp (WNEB) exhibits a P/S ratio of 3.28, which is 106.66% above the industry average. Given its robust revenue growth of 20.07%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of WNEB increased by 31.21% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 11.42 to 15.83.
The secondary factor is the Revenue Growth, contributed 20.07%to the performance.
Overall, the performance of WNEB in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Western New England Bancorp Inc (WNEB) currently overvalued or undervalued?
Western New England Bancorp Inc (WNEB) is now in the Overvalued zone, suggesting that its current forward PE ratio of 14.03 is considered Overvalued compared with the five-year average of 12.22. The fair price of Western New England Bancorp Inc (WNEB) is between 8.09 to 12.75 according to relative valuation methord. Compared to the current price of 12.76 USD , Western New England Bancorp Inc is Overvalued By 0.12% .
What is Western New England Bancorp Inc (WNEB) fair value?
WNEB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Western New England Bancorp Inc (WNEB) is between 8.09 to 12.75 according to relative valuation methord.
How does WNEB's valuation metrics compare to the industry average?
The average P/S ratio for WNEB's competitors is 1.59, providing a benchmark for relative valuation. Western New England Bancorp Inc Corp (WNEB) exhibits a P/S ratio of 3.28, which is 106.66% above the industry average. Given its robust revenue growth of 20.07%, this premium appears sustainable.
What is the current P/B ratio for Western New England Bancorp Inc (WNEB) as of Jan 09 2026?
As of Jan 09 2026, Western New England Bancorp Inc (WNEB) has a P/B ratio of 1.03. This indicates that the market values WNEB at 1.03 times its book value.
What is the current FCF Yield for Western New England Bancorp Inc (WNEB) as of Jan 09 2026?
As of Jan 09 2026, Western New England Bancorp Inc (WNEB) has a FCF Yield of 6.38%. This means that for every dollar of Western New England Bancorp Inc’s market capitalization, the company generates 6.38 cents in free cash flow.
What is the current Forward P/E ratio for Western New England Bancorp Inc (WNEB) as of Jan 09 2026?
As of Jan 09 2026, Western New England Bancorp Inc (WNEB) has a Forward P/E ratio of 14.03. This means the market is willing to pay $14.03 for every dollar of Western New England Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Western New England Bancorp Inc (WNEB) as of Jan 09 2026?
As of Jan 09 2026, Western New England Bancorp Inc (WNEB) has a Forward P/S ratio of 3.28. This means the market is valuing WNEB at $3.28 for every dollar of expected revenue over the next 12 months.