UVSP Valuation

Univest Financial Corp

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31.670

-0.08(-0.252%)1D

Overview
Forecast
Valuation
Earnings

UVSP Relative Valuation

UVSP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UVSP is overvalued; if below, it's undervalued.

Historical Valuation

Univest Financial Corp (UVSP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.85 is considered Fairly compared with the five-year average of 10.50. The fair price of Univest Financial Corp (UVSP) is between 27.58 to 34.39 according to relative valuation methord.

Relative Value

Fair Zone

27.58-34.39

Current Price：31.67

Fair

10.85

Trailing

Forward

0.00

EV/EBITDA

Univest Financial Corp. (UVSP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Univest Financial Corp. (UVSP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.77

Univest Financial Corp. (UVSP) has a current PS of 2.77. The 5-year average PS is 2.52. The thresholds are as follows: Strongly Undervalued below 1.59, Undervalued between 1.59 and 2.06, Fairly Valued between 2.99 and 2.06, Overvalued between 2.99 and 3.45, and Strongly Overvalued above 3.45. The current Forward PS of 2.77 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Univest Financial Corp. (UVSP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Univest Financial Corp. (UVSP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Univest Financial Corp (UVSP) has a current Price-to-Book (P/B) ratio of 1.00. Compared to its 3-year average P/B ratio of 0.86 , the current P/B ratio is approximately 15.77% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about 7.53% higher. Univest Financial Corp (UVSP) has a Forward Free Cash Flow (FCF) yield of approximately 11.10%. Compared to its 3-year average FCF yield of 11.87%, the current FCF yield is approximately -6.52% lower. Relative to its 5-year average FCF yield of 11.13% , the current FCF yield is about -0.26% lower.

1.00

P/B

Median3y

0.86

Median5y

0.93

11.10

FCF Yield

Median3y

11.87

Median5y

11.13

Competitors Valuation Multiple

The average P/S ratio for UVSP's competitors is 2.85, providing a benchmark for relative valuation. Univest Financial Corp Corp (UVSP) exhibits a P/S ratio of 2.77, which is -2.68% above the industry average. Given its robust revenue growth of 13.80%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

UVSP.O

Univest Financial Corp

Southside Bancshares Inc

Amalgamated Financial Corp

Burke & Herbert Financial Services Corp

Performance Decomposition

Market capitalization of UVSP increased by 13.37% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 65.39M to 74.42M.

The secondary factor is the P/E Change, contributed 2.60%to the performance.

Overall, the performance of UVSP in the past 1 year is driven by Revenue Growth. Which is more sustainable.

13.80%

65.39M → 74.42M

Revenue Growth

-3.03%

27.69 → 26.85

Margin Expansion

2.60%

11.31 → 11.60

P/E Change

13.37%