RLI Earnings Prediction
The chart below shows how RLI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, RLI sees a -1.56% change in stock price 10 days leading up to the earnings, and a +1.90% change 10 days following the report. On the earnings day itself, the stock moves by -0.07%. This data can give you a slight idea of what to expect for the next quarter's release.
RLI Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
439.12M
1.29%
-6.57%
Gross Margin
--
--
--
Operating Margin
13.99%
-57.40%
-43.91%
Net Margin
9.31%
-64.79%
-53.96%
EPS
0.09
-92.74%
-91.26%
No Data Available
RLI Earnings Analysis
RLI Corp Corporation (RLI.N) Earnings Conference Call
Positive
Premium and Underwriting Growth: RLI Corp achieved a 12% growth in net written premium and a 22% growth in underwriting profits for the year, demonstrating strong financial performance across all reporting segments.
Operating Earnings Increase: The company reported 4th quarter operating earnings of $0.41 per share, supported by a 19% rise in investment income, reflecting positive underwriting performance.
Premiums Growth Analysis: Gross premiums advanced 9% in the 4th quarter and 11% year-to-date, indicating continued top-line growth.
Casualty Premium Growth: The casualty segment's premiums grew by 18% in Q4, with a positive 10% rate change driven by auto coverages, showcasing effective pricing strategies.
Earnings and Book Value Growth: Comprehensive earnings reached $3.66 per share, pushing book value per share to $16.59, an increase of 24% from year-end 2023, highlighting strong capital management and shareholder returns.
Negative
Q4 Operating Earnings Decline: Operating earnings for Q4 were reported at $0.41 per share, reflecting a decline in profitability compared to previous quarters.
Combined Ratio Analysis: The combined ratio for Q4 was 94.4%, negatively impacted by hurricane losses and increased reserves for the current accident year, indicating rising costs and potential future losses.
Property Segment Premium Decline: The property segment experienced a 3% decline in gross premiums for the quarter, marking a significant downturn after 28 consecutive quarters of growth, suggesting competitive pressures and market challenges.
Negative Investment Return: The investment portfolio recorded a total return of negative 1.1% for the quarter, primarily due to declining bond prices, which negatively affected overall financial performance.
Investment Loss Analysis: The company faced a $12.5 million loss from its investment in Prime, attributed to increased reserves on prior accident years, highlighting vulnerabilities in its equity investments.
RLI FAQs
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RLI Earning Call Sentiment
Earnings call transcript: RLI Corp Q4 2024 misses EPS expectations
RLI.N
1.73%Positive
The earnings call reveals mixed results: positive financial performance with increased earnings and special dividends, but concerns about hurricane losses and unclear responses during the Q&A. The positive factors, such as growth in premiums and a special dividend, are counterbalanced by negative investment returns and management's evasive answers. The stock split might boost liquidity, but the lack of clear guidance on future challenges tempers enthusiasm. Overall, the market may react neutrally over the next two weeks.
