PPBI Earnings

PPBI reported its earnings on 2025-07-23, showcasing a revenue of against an estimate of 145.60M, resulting in a 0% surprise. The EPS was 0, surpassing the expected 0.34 by 0% . The stock experienced a 0.05% price change on the earnings day and a 0.9% change over the next five days, reflecting market reactions to the results.

Following PPBI's earnings announcement on 2025-07-23, the stock price moved by 0.05% on the day of the release. Over the subsequent five days, it saw a 0.90% change. Historically, PPBI's stock price tends to shift by an average of -0.94% in the 10 days leading up to earnings and -0.63% in the 10 days following, providing insight into potential market.

For 2025/Q3, analysts estimate PPBI’s annual revenue to reach 149.78M, while the EPS is projected at 0.36. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between PPBI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, PPBI's stock price typically moves by -0.94% in the 10 days before its earnings and -0.63% in the 10 days after. For the upcoming 2025/Q3 earnings, analysts expect an EPS of 0.36 and revenue of 149.78M.

The earnings call presents mixed signals. Financial performance shows stability but lacks growth, with some concerns over rising costs and lower loan balances. The Q&A reveals optimism in growth areas like C&I and construction but lacks clarity on hiring and asset focus. The commitment to dividends is positive, but supply chain issues pose risks. Overall, the sentiment is neutral, with no strong catalysts for significant stock movement. Given the market cap, a neutral prediction (-2% to 2%) is reasonable.