PPBI

Pacific Premier Bancorp Inc

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Advanced Chart

21.720

+0.4(1.876%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

21.875

Open

21.620

VWAP

21.66

Vol

705.11K

Mkt Cap

2.11B

Low

21.330

Amount

15.27M

EV/EBITDA(TTM)

9.80

Total Shares

96.43M

2.06B

EV/OCF(TTM)

40.83

P/S(TTM)

4.34

Pacific Premier Bancorp, Inc. is a bank holding company. It operates through its subsidiary, Pacific Premier Bank (the Bank). It organizes its business development activities and operations around three categories: commercial banking, non-fiduciary trust services, and consumer banking. It conducts business throughout the Western Region of the United States, with 58 depository branches located in Arizona, California, Nevada, Oregon, and Washington. The Bank offers a variety of banking products and services tailored to small- and middle-market businesses and corporations, including the owners and employees of those businesses, professionals, real estate investors/operators, non-profit organizations, and consumers. It provides commercial real estate escrow and tax-deferred exchange services through its Commerce Escrow division. Its Pacific Premier Trust division provides individual retirement account custodial and maintenance services and serves as a custodian for self-directed IRAs.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

153.08M

+5.69%

0.360

-5.28%

148.50M

+2.76%

0.362

+1.46%

147.60M

-1.45%

0.357

-4.03%

Estimates Revision

The market is revising Downward the revenue expectations for Pacific Premier Bancorp, Inc. (PPBI) for FY2025, with the revenue forecasts being adjusted by -1.89% over the past three months. During the same period, the stock price has changed by -4.99%.

Revenue Estimates for FY2025

Revise Downward

-1.89%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4.01%

In Past 3 Month

Stock Price

Go Down

-4.99%

In Past 3 Month

3 Analyst Rating

15.88% Upside

Wall Street analysts forecast PPBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PPBI is 25.17 USD with a low forecast of 23.00 USD and a high forecast of 27.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

2 Hold

0 Sell

Moderate Buy

15.88% Upside

Current: 21.720

Low

23.00

Averages

25.17

High

27.50

15.88% Upside

Current: 21.720

Low

23.00

Averages

25.17

High

27.50

Wells Fargo

Equal Weight

maintain

$27 -> $28

2025-07-29

Reason

Wells Fargo

Price Target

$27 -> $28

2025-07-29

maintain

Equal Weight

Reason

Wells Fargo raised the firm's price target on Columbia Banking (COLB) to $28 from $27 and keeps an Equal Weight rating on the shares. The firm acknowledges there's value to be had, but expects results to remain messy into year-end with the close of Pacific Premier (PPBI) moved up to 9/1. Wells doesn't believe investors should give full credit until the deal is integrated and a clean EPS run rate emerges. The firm sees better near-term value elsewhere.

Keefe Bruyette

Market Perform

downgrade

2025-04-24

Reason

Keefe Bruyette

Price Target

2025-04-24

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on Pacific Premier to $14.50 from $15.50 and keeps a Market Perform rating on the shares.

Raymond James

David Feaster

Outperform

downgrade

$33 -> $27

2025-04-24

Reason

Raymond James

David Feaster

Price Target

$33 -> $27

2025-04-24

downgrade

Outperform

Reason

Raymond James analyst David Feaster lowered the firm's price target on Columbia Banking (COLB) to $27 from $33 and keeps an Outperform rating on the shares. Columbia Banking reported solid Q1 results and announced the acquisition of Pacific Premier (PPBI), which will significantly accelerate Columbia's growth plans, materially increase its density in Southern California as well as newer markets, and bring attractive fee income lines and new loan and deposit verticals, the analyst tells investors in a research note. The firm notes that pushback on the deal will be around execution risk given challenges with its recent Umpqua Bank deal and skepticism about management's ability to execute.

DA Davidson

Gary Tenner

Strong Buy

Maintains

$33 → $30

2025-01-24

Reason

DA Davidson

Gary Tenner

Price Target

$33 → $30

2025-01-24

Maintains

Strong Buy

Reason

DA Davidson lowered the firm's price target on Pacific Premier to $30 from $33 and keeps a Buy rating on the shares. The company's Q4 earnings topped estimates, and the management's perspective has turned more to a growth dynamic as new loan originations increased this quarter and 2025 loan growth projections are positive, the analyst tells investors in a research note. DA Davidson adds however that Pacific's lower than expected net interest income in the quarter was driven by net interest margin contraction.

Wedbush

David Chiaverini

Hold

Maintains

$27 → $25

2024-10-25

Reason

Wedbush

David Chiaverini

Price Target

$27 → $25

2024-10-25

Maintains

Hold

Reason

Wedbush lowered the firm's price target on Pacific Premier to $25 from $27 and keeps a Neutral rating on the shares. Pacific Premier reported a mixed quarter, and provided a net negative near-term guidance update, with a more confident outlook for 2025, the analyst tells investors in a research note. The firm believes Pacific Premier's outlook is appropriately reflected in its premium valuation.

Wedbush

David Chiaverini

Hold

Maintains

$28 → $27

2024-09-24

Reason

Wedbush

David Chiaverini

Price Target

$28 → $27

2024-09-24

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Pacific Premier Bancorp Inc (PPBI.O) is 14.78, compared to its 5-year average forward P/E of 13.42. For a more detailed relative valuation and DCF analysis to assess Pacific Premier Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

13.42

Current PE

14.78

Overvalued PE

16.45

Undervalued PE

10.38

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.96

Current PS

3.40

Overvalued PS

4.77

Undervalued PS

3.16

Financials

Annual

Quarterly

FY2025Q2

YoY :

-18.61%

104.97M

Total Revenue

FY2025Q2

YoY :

-36.45%

35.35M

Operating Profit

FY2025Q2

YoY :

-23.49%

32.06M

Net Income after Tax

FY2025Q2

YoY :

-20.93%

0.34

EPS - Diluted

FY2025Q2

YoY :

-76.94%

-113.93M

Free Cash Flow

FY2025Q2

YoY :

-101.79%

10.26

FCF Margin - %

FY2025Q2

YoY :

-6.00%

30.54

Net Margin - %

FY2025Q2

YoY :

-100.00%

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

294.1K

USD

6-9

Months

276.5K

USD

0-12

Months

1.3M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 130.03% over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

17.9K

Volume

6-9

Months

25.2K

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

605.9K

Volume

Months

6-9

263.4K

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

8.0K

USD

3-6

Months

16.0K

USD

6-9

Months

0.0

USD

0-12

Months

8.0K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

8.0K

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

294.1K

USD

6-9

Months

276.5K

USD

0-12

Months

1.3M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

PPBI News & Events

Events Timeline

2025-08-06 (ET)

2025-08-06

11:17:27

Columbia Banking, Pacific Premier announce regulatory approvals

2025-07-24 (ET)

2025-07-24

16:02:29

Pacific Premier reports Q2 EPS 33c, consensus 34c

2025-07-21 (ET)

2025-07-21

16:02:03

Columbia Banking and Pacific Premier receive required approvals for acquisition

News

8.5

08-06Newsfilter

Columbia Banking System and Pacific Premier Bancorp Announce Regulatory Approvals and Anticipated Merger Closing Date

9.5

08-05NASDAQ.COM

Columbia Bank (COLB) Earnings Call Transcript

9.5

07-24NASDAQ.COM

Pacific Premier Bancorp (PPBI) Reports Q2 Earnings: What Key Metrics Have to Say

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FAQ

What is Pacific Premier Bancorp Inc (PPBI) stock price today?

The current price of PPBI is 21.72 USD — it has increased 1.88 % in the last trading day.

PPBI

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

PPBI News & Events

Events Timeline

News

People Also Watch

FAQ

What is Pacific Premier Bancorp Inc (PPBI) stock price today?

What is Pacific Premier Bancorp Inc (PPBI)'s business?

What is the price predicton of PPBI Stock?

What is Pacific Premier Bancorp Inc (PPBI)'s revenue for the last quarter?

What is Pacific Premier Bancorp Inc (PPBI)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Pacific Premier Bancorp Inc (PPBI)'s fundamentals?

How many employees does Pacific Premier Bancorp Inc (PPBI). have?

What is Pacific Premier Bancorp Inc (PPBI) market cap?