Historical Valuation
Patriot National Bancorp Inc (PNBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 1.65 is considered Undervalued compared with the five-year average of 6.85. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.01 to 9.73 according to relative valuation methord. Compared to the current price of 1.66 USD , Patriot National Bancorp Inc is Undervalued By 17.35%.
Relative Value
Fair Zone
2.01-9.73
Current Price：1.66
17.35%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Patriot National Bancorp Inc (PNBK) has a current Price-to-Book (P/B) ratio of 2.02. Compared to its 3-year average P/B ratio of 1.01 , the current P/B ratio is approximately 99.97% higher. Relative to its 5-year average P/B ratio of 0.90, the current P/B ratio is about 123.72% higher. Patriot National Bancorp Inc (PNBK) has a Forward Free Cash Flow (FCF) yield of approximately -6.22%. Compared to its 3-year average FCF yield of -9.98%, the current FCF yield is approximately -37.71% lower. Relative to its 5-year average FCF yield of 0.32% , the current FCF yield is about -2017.66% lower.
P/B
Median3y
1.01
Median5y
0.90
FCF Yield
Median3y
-9.98
Median5y
0.32
Competitors Valuation Multiple
AI Analysis for PNBK
The average P/S ratio for PNBK competitors is 1.27, providing a benchmark for relative valuation. Patriot National Bancorp Inc Corp (PNBK.O) exhibits a P/S ratio of 6.11, which is 382.39% above the industry average. Given its robust revenue growth of 6.09%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for PNBK
1Y
3Y
5Y
Market capitalization of PNBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PNBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is PNBK currently overvalued or undervalued?
Patriot National Bancorp Inc (PNBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 1.65 is considered Undervalued compared with the five-year average of 6.85. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.01 to 9.73 according to relative valuation methord. Compared to the current price of 1.66 USD , Patriot National Bancorp Inc is Undervalued By 17.35% .
What is Patriot National Bancorp Inc (PNBK) fair value?
PNBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.01 to 9.73 according to relative valuation methord.
How does PNBK's valuation metrics compare to the industry average?
The average P/S ratio for PNBK's competitors is 1.27, providing a benchmark for relative valuation. Patriot National Bancorp Inc Corp (PNBK) exhibits a P/S ratio of 6.11, which is 382.39% above the industry average. Given its robust revenue growth of 6.09%, this premium appears unsustainable.
What is the current P/B ratio for Patriot National Bancorp Inc (PNBK) as of Jan 10 2026?
As of Jan 10 2026, Patriot National Bancorp Inc (PNBK) has a P/B ratio of 2.02. This indicates that the market values PNBK at 2.02 times its book value.
What is the current FCF Yield for Patriot National Bancorp Inc (PNBK) as of Jan 10 2026?
As of Jan 10 2026, Patriot National Bancorp Inc (PNBK) has a FCF Yield of -6.22%. This means that for every dollar of Patriot National Bancorp Inc’s market capitalization, the company generates -6.22 cents in free cash flow.
What is the current Forward P/E ratio for Patriot National Bancorp Inc (PNBK) as of Jan 10 2026?
As of Jan 10 2026, Patriot National Bancorp Inc (PNBK) has a Forward P/E ratio of 1.65. This means the market is willing to pay $1.65 for every dollar of Patriot National Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Patriot National Bancorp Inc (PNBK) as of Jan 10 2026?
As of Jan 10 2026, Patriot National Bancorp Inc (PNBK) has a Forward P/S ratio of 6.11. This means the market is valuing PNBK at $6.11 for every dollar of expected revenue over the next 12 months.