PNBK PE Ratio & Valuation, Is PNBK Overvalued

Historical Valuation

Patriot National Bancorp Inc (PNBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 1.65 is considered Undervalued compared with the five-year average of 6.76. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.60 to 9.19 according to relative valuation method. Compared to the current price of 1.41 USD , Patriot National Bancorp Inc By Undervalued By 45.8%.

Relative Value

Fair Zone

2.60-9.19

Current Price：1.41

45.8%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Patriot National Bancorp Inc (PNBK) has a current Price-to-Book (P/B) ratio of 2.02. Compared to its 3-year average P/B ratio of 1.02, the current P/B ratio is approximately 97.28% higher. Relative to its 5-year average P/B ratio of 0.91, the current P/B ratio is about 122.28% higher. Patriot National Bancorp Inc (PNBK) has a Forward Free Cash Flow (FCF) yield of approximately -6.22%. Compared to its 3-year average FCF yield of -11.19%, the current FCF yield is approximately -44.42% lower. Relative to its 5-year average FCF yield of -0.02%, the current FCF yield is about 29038.57% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for PNBK competitors is 1.91, providing a benchmark for relative valuation. Patriot National Bancorp Inc Corp (PNBK.O) exhibits a P/S ratio of 6.11, which is 220.05% above the industry average. Given its robust revenue growth of 6.09%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of PNBK increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of PNBK in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is PNBK currently overvalued or undervalued?

Patriot National Bancorp Inc (PNBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 1.65 is considered Undervalued compared with the five-year average of 6.76. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.60 to 9.19 according to relative valuation method. Compared to the current price of 1.41 USD, Patriot National Bancorp Inc is Undervalued By 45.80%.

What is Patriot National Bancorp Inc (PNBK) fair value?

PNBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.60 to 9.19 according to relative valuation method.

How does PNBK's valuation metrics compare to the industry average?

The average P/S ratio for PNBK's competitors is 1.91, providing a benchmark for relative valuation. Patriot National Bancorp Inc Corp (PNBK) exhibits a P/S ratio of 6.11, which is 220.05% above the industry average. Given its robust revenue growth of 6.09%, this premium appears unsustainable.

What is the current P/B ratio for Patriot National Bancorp Inc (PNBK) as of Mar 20 2026?

As of Mar 20 2026, Patriot National Bancorp Inc (PNBK) has a P/B ratio of 2.02. This indicates that the market values PNBK at 2.02 times its book value.

What is the current FCF Yield for Patriot National Bancorp Inc (PNBK) as of Mar 20 2026?

As of Mar 20 2026, Patriot National Bancorp Inc (PNBK) has a FCF Yield of -6.22%. This means that for every dollar of Patriot National Bancorp Inc's market capitalization, the company generates -6.22 cents in free cash flow.

What is the current Forward P/E ratio for Patriot National Bancorp Inc (PNBK) as of Mar 20 2026?

As of Mar 20 2026, Patriot National Bancorp Inc (PNBK) has a Forward P/E ratio of 1.65. This means the market is willing to pay $1.65 for every dollar of Patriot National Bancorp Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Patriot National Bancorp Inc (PNBK) as of Mar 20 2026?

As of Mar 20 2026, Patriot National Bancorp Inc (PNBK) has a Forward P/S ratio of 6.11. This means the market is valuing PNBK at $6.11 for every dollar of expected revenue over the next 12 months.

PNBK Valuation