PNBK Relative Valuation
PNBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PNBK is overvalued; if below, it's undervalued.
Historical Valuation
Patriot National Bancorp Inc (PNBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 1.33 is considered Undervalued compared with the five-year average of 6.98. The fair price of Patriot National Bancorp Inc (PNBK) is between 2.91 to 10.78 according to relative valuation methord. Compared to the current price of 1.37 USD , Patriot National Bancorp Inc is Undervalued By 52.92%.
Relative Value
Fair Zone
2.91-10.78
Current Price：1.37
52.92%
Undervalued
1.34
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Patriot National Bancorp Inc. (PNBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Patriot National Bancorp Inc. (PNBK) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
4.90
PS
Patriot National Bancorp Inc. (PNBK) has a current PS of 4.90. The 5-year average PS is 1.58. The thresholds are as follows: Strongly Undervalued below -2.14, Undervalued between -2.14 and -0.28, Fairly Valued between 3.45 and -0.28, Overvalued between 3.45 and 5.31, and Strongly Overvalued above 5.31. The current Forward PS of 4.90 falls within the Overvalued range.
0.00
P/OCF
Patriot National Bancorp Inc. (PNBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Patriot National Bancorp Inc. (PNBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Patriot National Bancorp Inc (PNBK) has a current Price-to-Book (P/B) ratio of 1.62. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 66.29% higher. Relative to its 5-year average P/B ratio of 0.88, the current P/B ratio is about 84.87% higher. Patriot National Bancorp Inc (PNBK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -9.78%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 0.07% , the current FCF yield is about -100.00% lower.
1.63
P/B
Median3y
0.98
Median5y
0.88
-7.75
FCF Yield
Median3y
-9.78
Median5y
0.07
Competitors Valuation Multiple
The average P/S ratio for PNBK's competitors is 0.00, providing a benchmark for relative valuation. Patriot National Bancorp Inc Corp (PNBK) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 6.09%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PNBK decreased by 30.41% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -2.14 to -3.31.
The secondary factor is the Revenue Growth, contributed 6.09%to the performance.
Overall, the performance of PNBK in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
FAQ
Is Patriot National Bancorp Inc (PNBK) currently overvalued or undervalued?
What is Patriot National Bancorp Inc (PNBK) fair value?
How does PNBK's valuation metrics compare to the industry average?
What is the current P/B ratio for Patriot National Bancorp Inc (PNBK) as of Dec 05 2025?
What is the current FCF Yield for Patriot National Bancorp Inc (PNBK) as of Dec 05 2025?
What is the current Forward P/E ratio for Patriot National Bancorp Inc (PNBK) as of Dec 05 2025?