PAYO PE Ratio & Valuation,Is PAYO Overvalued

PAYO Relative Valuation

PAYO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PAYO is overvalued; if below, it's undervalued.

Historical Valuation

Payoneer Global Inc (PAYO) is now in the Fair zone, suggesting that its current forward PS ratio of 1.90 is considered Fairly compared with the five-year average of -14.76. The fair price of Payoneer Global Inc (PAYO) is between 5.23 to 11.41 according to relative valuation methord.

Relative Value

Fair Zone

5.23-11.41

Current Price：5.96

Fair

21.89

6.03

EV/EBITDA

Payoneer Global Inc. (PAYO) has a current EV/EBITDA of 6.03. The 5-year average EV/EBITDA is -43.14. The thresholds are as follows: Strongly Undervalued below -523.04, Undervalued between -523.04 and -283.09, Fairly Valued between 196.81 and -283.09, Overvalued between 196.81 and 436.76, and Strongly Overvalued above 436.76. The current Forward EV/EBITDA of 6.03 falls within the Historic Trend Line -Fairly Valued range.

12.22

EV/EBIT

Payoneer Global Inc. (PAYO) has a current EV/EBIT of 12.22. The 5-year average EV/EBIT is -8.47. The thresholds are as follows: Strongly Undervalued below -80.94, Undervalued between -80.94 and -44.70, Fairly Valued between 27.77 and -44.70, Overvalued between 27.77 and 64.01, and Strongly Overvalued above 64.01. The current Forward EV/EBIT of 12.22 falls within the Historic Trend Line -Fairly Valued range.

1.90

Payoneer Global Inc. (PAYO) has a current PS of 1.90. The 5-year average PS is 2.85. The thresholds are as follows: Strongly Undervalued below 0.40, Undervalued between 0.40 and 1.62, Fairly Valued between 4.08 and 1.62, Overvalued between 4.08 and 5.31, and Strongly Overvalued above 5.31. The current Forward PS of 1.90 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Payoneer Global Inc. (PAYO) has a current P/OCF of 0.00. The 5-year average P/OCF is -63.79. The thresholds are as follows: Strongly Undervalued below -1166.76, Undervalued between -1166.76 and -615.28, Fairly Valued between 487.69 and -615.28, Overvalued between 487.69 and 1039.18, and Strongly Overvalued above 1039.18. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

11.84

P/FCF

Payoneer Global Inc. (PAYO) has a current P/FCF of 11.84. The 5-year average P/FCF is 9.79. The thresholds are as follows: Strongly Undervalued below -19.46, Undervalued between -19.46 and -4.83, Fairly Valued between 24.41 and -4.83, Overvalued between 24.41 and 39.03, and Strongly Overvalued above 39.03. The current Forward P/FCF of 11.84 falls within the Historic Trend Line -Fairly Valued range.

Payoneer Global Inc (PAYO) has a current Price-to-Book (P/B) ratio of 2.85. Compared to its 3-year average P/B ratio of 3.41 , the current P/B ratio is approximately -16.59% higher. Relative to its 5-year average P/B ratio of 4.19, the current P/B ratio is about -32.12% higher. Payoneer Global Inc (PAYO) has a Forward Free Cash Flow (FCF) yield of approximately 9.81%. Compared to its 3-year average FCF yield of 6.60%, the current FCF yield is approximately 48.58% lower. Relative to its 5-year average FCF yield of 4.12% , the current FCF yield is about 138.04% lower.

2.85

P/B

Median3y

3.41

Median5y

4.19

9.81

FCF Yield

Median3y

6.60

Median5y

4.12

Competitors Valuation Multiple

The average P/S ratio for PAYO's competitors is 1.59, providing a benchmark for relative valuation. Payoneer Global Inc Corp (PAYO) exhibits a P/S ratio of 1.90, which is 19.48% above the industry average. Given its robust revenue growth of 9.09%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PAYO decreased by 40.64% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 27.39 to 32.64.

The secondary factor is the Revenue Growth, contributed 9.09%to the performance.

Overall, the performance of PAYO in the past 1 year is driven by P/E Change. Which is more unsustainable.

9.09%

248.27M → 270.85M

Revenue Growth

-68.90%

16.75 → 5.21

Margin Expansion

19.17%

27.39 → 32.64

P/E Change

-40.64%

10.04 → 5.96

Mkt Cap Growth

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Frequently Asked Questions

Is Payoneer Global Inc (PAYO) currently overvalued or undervalued?

What is Payoneer Global Inc (PAYO) fair value?

PAYO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Payoneer Global Inc (PAYO) is between 5.23 to 11.41 according to relative valuation methord.

How does PAYO's valuation metrics compare to the industry average?

What is the current P/B ratio for Payoneer Global Inc (PAYO) as of Dec 15 2025?

As of Dec 15 2025, Payoneer Global Inc (PAYO) has a P/B ratio of 2.85. This indicates that the market values PAYO at 2.85 times its book value.

What is the current FCF Yield for Payoneer Global Inc (PAYO) as of Dec 15 2025?

As of Dec 15 2025, Payoneer Global Inc (PAYO) has a FCF Yield of 9.81%. This means that for every dollar of Payoneer Global Inc’s market capitalization, the company generates 9.81 cents in free cash flow.

What is the current Forward P/E ratio for Payoneer Global Inc (PAYO) as of Dec 15 2025?

As of Dec 15 2025, Payoneer Global Inc (PAYO) has a Forward P/E ratio of 21.89. This means the market is willing to pay $21.89 for every dollar of Payoneer Global Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Payoneer Global Inc (PAYO) as of Dec 15 2025?

As of Dec 15 2025, Payoneer Global Inc (PAYO) has a Forward P/S ratio of 1.90. This means the market is valuing PAYO at $1.90 for every dollar of expected revenue over the next 12 months.

PAYO Valuation