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The earnings call reveals strong financial performance with significant revenue and EBITDA growth, a record gross loan portfolio, and positive GMV trends. The Q&A section highlights organic growth strategies, AI-driven efficiencies, and a strategic acquisition. Management's optimistic guidance and a $1 billion share repurchase program further enhance sentiment. Despite some unclear responses, the overall tone is positive, indicating potential stock price appreciation.
The earnings call highlights strong growth in on-demand GMV, increased high-value rides, and success in affordability strategies. Management's guidance is optimistic, expecting sequential growth and improved margins. Investments in strategic areas like autonomous vehicles and financial services, along with a countercyclical strategy, bolster resilience. However, management's lack of specific guidance details and competitive landscape insights slightly temper optimism. Overall, the positive outlook on growth and strategic investments suggest a positive stock price movement.
The earnings call highlights strong financial metrics, including record monthly transacting users and consistent EBITDA improvement. The raised EBITDA outlook and strategic focus on growth and cost efficiency are positive indicators. Despite some uncertainties in management responses, the overall sentiment is positive, supported by strong market position and potential in advertising and financial services.
The earnings call highlights strong financial performance with positive adjusted EBITDA and free cash flow, along with raised guidance. The Q&A section indicates management's confidence in demand resilience and profitability improvement despite macroeconomic concerns. The company is also experiencing growth in transacting users and has outperformed competitors in key markets. However, global macroeconomic uncertainty and competitive pressures pose risks. Overall, the positive financial outlook and management's strategic focus on growth and efficiency suggest a positive stock price reaction.
All transcripts are sourced directly from the official live webcast or the company’s official investor relations website. We use the exact words spoken during the call with no paraphrasing of the core discussion.
Full verbatim transcripts are typically published within 4–12 hours after the call ends. Same-day availability is guaranteed for all S&P 500 and most mid-cap companies.
No material content is ever changed or summarized in the “Full Transcript” section. We only correct obvious spoken typos (e.g., “um”, “ah”, repeated 10 times”, or clear misspoken ticker symbols) and add speaker names/titles for readability. Every substantive sentence remains 100% as spoken.
When audio quality is poor or multiple speakers talk over each other, we mark the section instead of guessing. This ensures complete accuracy rather than introducing potential errors.
They are generated by a specialized financial-language model trained exclusively on 15+ years of earnings transcripts. The model extracts financial figures, guidance, and tone with 97%+ accuracy and is regularly validated against human analysts. The full raw transcript always remains available for verification.