EFX Earnings Prediction
The chart below shows how EFX performed 10 days before and after its earnings report, based on data from the past quarters. Typically, EFX sees a +2.64% change in stock price 10 days leading up to the earnings, and a -2.31% change 10 days following the report. On the earnings day itself, the stock moves by -1.94%. This data can give you a slight idea of what to expect for the next quarter's release.
EFX Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
1.42B
7.00%
-1.55%
Gross Margin
44.59%
0.52%
2.46%
Operating Margin
23.68%
19.48%
38.16%
Net Margin
12.22%
20.51%
23.43%
EPS
1.39
31.13%
23.01%
No Data Available
EFX Earnings Analysis
Equifax Inc Corporation (EFX.N) Earnings Conference Call
Positive
Revenue Growth Alignment: 2024 revenue increased by almost 8% on a reported and organic constant currency basis, aligning with long-term growth goals.
Adjusted EPS Increase: Adjusted EPS for 2024 was $7.29, reflecting an increase of over 8.5% compared to the previous year.
Free Cash Flow Surge: Free cash flow reached $813 million, marking a significant increase of 58% year-over-year, with cash conversion at 89%.
Vitality Index Growth Achievement: In 2024, the Vitality Index achieved a broad-based growth of 12%, exceeding the long-term goal of 10%, contributing approximately $650 million in new product revenue.
International Revenue Growth: International revenue grew by 11% in constant currency, surpassing the long-term growth framework of 7% to 9%, with strong performance in Latin America.
Negative
Organic Revenue Growth Analysis: Revenue growth of 9% on an organic constant currency basis was $17 million below the midpoint of guidance, primarily due to weaker U.S. hiring and mortgage markets.
Mortgage Revenue Trends: Total U.S. mortgage revenue was up 29% in the quarter but declined significantly in late December and January, with expectations for a 12% decrease in mortgage revenue credit inquiries for 2025.
Employer Services Revenue Decline: Employer services revenue decreased by 9% in the quarter, negatively impacted by the weak hiring market, with further declines expected in the first quarter of 2025.
Non-Mortgage Revenue Challenges: USIS non-mortgage revenue growth of 2.5% in the quarter was slightly below guidance, indicating challenges in maintaining growth in this segment.
Mortgage Credit Inquiry Decline: 2025 guidance reflects a 12% decline in hard mortgage credit inquiries, which represented over 70% of USIS mortgage revenue in 2024, significantly impacting overall revenue growth.
EFX FAQs
How does EFX typically perform around its earnings report dates?
Is Equifax Inc (EFX) Q4 2024 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
EFX Earning Call Sentiment
Equifax Inc. (NYSE:EFX) Q4 2024 Earnings Call Transcript
EFX.N
-0.41%Positive
Equifax's earnings call reflects a mixed outlook. Positive factors include strong financial metrics, strategic partnerships, and shareholder return plans. However, challenges such as weaker U.S. hiring, currency fluctuations, and mortgage market headwinds temper these positives. The Q&A section reveals management's avoidance of specific guidance, raising concerns. Overall, the combination of positive and negative elements suggests a neutral stock price movement, with no strong catalysts to drive a significant change in the short term.
