DCOM Valuation

Dime Community Bancshares Inc

Add to Watchlist

Advanced Chart

28.370

-0.24(-0.839%)1D

Overview
Forecast
Valuation
Earnings

DCOM Relative Valuation

DCOM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, DCOM is overvalued; if below, it's undervalued.

Historical Valuation

Dime Community Bancshares Inc (DCOM) is now in the Fair zone, suggesting that its current forward PE ratio of 9.10 is considered Fairly compared with the five-year average of 9.93. The fair price of Dime Community Bancshares Inc (DCOM) is between 27.06 to 36.51 according to relative valuation methord.

Relative Value

Fair Zone

27.06-36.51

Current Price：28.48

Fair

9.12

Trailing

Forward

0.00

EV/EBITDA

Dime Community Bancshares Inc. (DCOM) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Dime Community Bancshares Inc. (DCOM) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.63

Dime Community Bancshares Inc. (DCOM) has a current PS of 2.63. The 5-year average PS is 2.66. The thresholds are as follows: Strongly Undervalued below 1.18, Undervalued between 1.18 and 1.92, Fairly Valued between 3.40 and 1.92, Overvalued between 3.40 and 4.14, and Strongly Overvalued above 4.14. The current Forward PS of 2.63 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Dime Community Bancshares Inc. (DCOM) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Dime Community Bancshares Inc. (DCOM) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Dime Community Bancshares Inc (DCOM) has a current Price-to-Book (P/B) ratio of 0.95. Compared to its 3-year average P/B ratio of 0.90 , the current P/B ratio is approximately 5.94% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about -4.82% higher. Dime Community Bancshares Inc (DCOM) has a Forward Free Cash Flow (FCF) yield of approximately 11.02%. Compared to its 3-year average FCF yield of 15.15%, the current FCF yield is approximately -27.26% lower. Relative to its 5-year average FCF yield of 14.23% , the current FCF yield is about -22.56% lower.

0.96

P/B

Median3y

0.90

Median5y

1.00

11.06

FCF Yield

Median3y

15.15

Median5y

14.23

Competitors Valuation Multiple

The average P/S ratio for DCOM's competitors is 3.41, providing a benchmark for relative valuation. Dime Community Bancshares Inc Corp (DCOM) exhibits a P/S ratio of 2.63, which is -22.95% above the industry average. Given its robust revenue growth of 32.40%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

DCOM.O

Dime Community Bancshares Inc

ConnectOne Bancorp Inc

2.62

25.78%

1.21B

Performance Decomposition

Market capitalization of DCOM increased by 11.92% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 75.98M to 100.60M.

The secondary factor is the Margin Expansion, contributed 21.38%to the performance.

Overall, the performance of DCOM in the past 1 year is driven by Revenue Growth. Which is more sustainable.

32.40%

75.98M → 100.60M

Revenue Growth

21.38%

24.32 → 29.52

Margin Expansion

-41.86%

56.26 → 32.71

P/E Change

11.92%