Western Alliance (WAL) Q1 2025 Earnings Transcript

Written by Emily J. Thompson, Senior Investment Analyst

WAL+1.16%

Source: NASDAQ.COM

Updated: 1d ago

0mins

Source: NASDAQ.COM

WAL

$89.45+Infinity%1D

Analyst Views on WAL

Wall Street analysts forecast WAL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WAL is 101.38 USD with a low forecast of 85.00 USD and a high forecast of 115.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Analyst Rating

9 Buy

0 Hold

1 Sell

Strong Buy

Current: 88.420

Low

85.00

Averages

101.38

High

115.00

Current: 88.420

Low

85.00

Averages

101.38

High

115.00

Truist

John McDonald

Buy

maintain

$93 -> $98

2026-01-09

Reason

Truist

John McDonald

Price Target

$93 -> $98

AI Analysis

2026-01-09

maintain

Buy

Reason

Truist analyst John McDonald raised the firm's price target on Western Alliance to $98 from $93 and keeps a Buy rating on the shares. Bank earnings season begins next week, and SMID regional banks, having underperformed large banks in 2025, could benefit from curve steepening, resumed share buybacks, organic growth, and attractive valuation gaps to regain lost ground, the analyst tells investors in a research note.

TD Cowen

Buy

downgrade

$109 -> $108

2026-01-07

Reason

TD Cowen

Price Target

$109 -> $108

2026-01-07

downgrade

Buy

Reason

TD Cowen lowered the firm's price target on Western Alliance to $108 from $109 and keeps a Buy rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.

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UBS

Nicholas Holowko

Buy

maintain

$105 -> $107

2026-01-06

Reason

UBS

Nicholas Holowko

Price Target

$105 -> $107

2026-01-06

maintain

Buy

Reason

UBS analyst Nicholas Holowko raised the firm's price target on Western Alliance to $107 from $105 and keeps a Buy rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. UBS sees this year being a year of "catch up" for the group versus the large banks. Bank merger activity is "robust," the yield curve is steepening, loan growth is improving, and credit is "largely in check," the analyst tells investors in a research note. UBS is "cautiously optimistic" on the mid-cap bank space in 2026.

Barclays

Jared Shaw

Overweight

maintain

$112 -> $115

2025-12-19

Reason

Barclays

Jared Shaw

Price Target

$112 -> $115

2025-12-19

maintain

Overweight

Reason

Barclays analyst Jared Shaw raised the firm's price target on Western Alliance to $115 from $112 and keeps an Overweight rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. More differentiation in loan growth and book value expansion is expected within the group next year, the analyst tells investors in a research note.

About WAL

Western Alliance Bancorporation is a bank holding company. It provides a full spectrum of customized loan, deposit and treasury management capabilities, including funds transfer and other digital payment offerings through its wholly owned banking subsidiary, Western Alliance Bank. It operates through its banking divisions: Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. The Company also provides an array of specialized financial services to business customers across the country, including mortgage banking services through AmeriHome, treasury management services to the homeowner's association sector, and digital payment services for the class-action legal industry. It has two non-bank subsidiaries, such as CS Insurance Company (CSI) and Western Alliance Trust Company, N.A. (WATC). CSI is a captive insurance company. WATC provides corporate trust services and levered loan administration solutions.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.