Wall Street Analysts Predict 51.07% Surge for Chime Financial, Inc. (CHYM): Trading Strategies Explained
Stock Performance and Price Targets: Chime Financial, Inc. (CHYM) has seen a 12.9% increase in stock price recently, with Wall Street analysts setting a mean price target of $30.47, indicating a potential upside of 51.1%. However, estimates vary widely, with the lowest target at $17.00 and the highest at $40.00.
Analyst Reliability and Earnings Estimates: While analysts' price targets can be misleading due to potential biases, there is growing optimism about CHYM's earnings, as indicated by recent upward revisions in earnings estimates, which historically correlate with stock price movements.
Zacks Rank and Investment Caution: CHYM holds a Zacks Rank #2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates. Despite this, investors are advised to approach price targets with skepticism and conduct further research.
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Chime to Release Q4 and Full Year 2025 Financial Results
- Earnings Release Schedule: Chime® (NASDAQ:CHYM) is set to release its Q4 and full year 2025 financial results on February 25, 2026, after market close, reflecting the company's commitment to transparency.
- Conference Call Timing: The company will hold a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day to discuss the financial results, aiming to enhance investor communication and engagement.
- Live Webcast Availability: The earnings conference call will be accessible via a live webcast on Chime's Investor Relations website, ensuring that all investors can receive real-time information, thereby improving information transparency.
- Reaffirming Business Model: Chime emphasizes its member-aligned business model that offers low-cost banking and payment products, aiming to help more individuals achieve financial progress, which further solidifies its market position.

Ashton Thomas Acquires $129.1 Million Stake in Chime Financial
- New Investment Disclosure: On January 29, Ashton Thomas Private Wealth disclosed a new position by acquiring 5.13 million shares of Chime Financial worth $129.1 million, indicating strong confidence in the company's future prospects.
- Asset Allocation Insight: This investment represents 3.1% of Ashton Thomas's 13F reportable assets, highlighting a strategic focus on large, liquid exposures, particularly in the consumer finance sector.
- Significant Performance Growth: Chime Financial reported a 29% year-over-year revenue increase to $544 million in its most recent quarter, with active members rising 21% to 9.1 million, showcasing robust growth potential in the fintech landscape.
- Positive Future Outlook: Chime announced a $200 million share repurchase program and raised its full-year guidance, and despite the stock price being below IPO levels, recent performance may have attracted new investor interest.






