Wall Street Analysts Predict 51.07% Surge for Chime Financial, Inc. (CHYM): Trading Strategies Explained
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 27 2025
0mins
Source: NASDAQ.COM
Stock Performance and Price Targets: Chime Financial, Inc. (CHYM) has seen a 12.9% increase in stock price recently, with Wall Street analysts setting a mean price target of $30.47, indicating a potential upside of 51.1%. However, estimates vary widely, with the lowest target at $17.00 and the highest at $40.00.
Analyst Reliability and Earnings Estimates: While analysts' price targets can be misleading due to potential biases, there is growing optimism about CHYM's earnings, as indicated by recent upward revisions in earnings estimates, which historically correlate with stock price movements.
Zacks Rank and Investment Caution: CHYM holds a Zacks Rank #2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates. Despite this, investors are advised to approach price targets with skepticism and conduct further research.
Technological Advancements in Investing: The article highlights the impact of artificial intelligence and quantum computing on investment opportunities, suggesting that investors should consider emerging technologies for potential wealth-building.
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Analyst Views on CHYM
Wall Street analysts forecast CHYM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHYM is 32.55 USD with a low forecast of 19.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Analyst Rating
10 Buy
2 Hold
0 Sell
Strong Buy
Current: 26.220
Low
19.00
Averages
32.55
High
40.00
Current: 26.220
Low
19.00
Averages
32.55
High
40.00
About CHYM
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Chime to Release Q4 and Full Year 2025 Financial Results
- Earnings Release Schedule: Chime® (NASDAQ:CHYM) is set to release its Q4 and full year 2025 financial results on February 25, 2026, after market close, reflecting the company's commitment to transparency.
- Conference Call Timing: The company will hold a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day to discuss the financial results, aiming to enhance investor communication and engagement.
- Live Webcast Availability: The earnings conference call will be accessible via a live webcast on Chime's Investor Relations website, ensuring that all investors can receive real-time information, thereby improving information transparency.
- Reaffirming Business Model: Chime emphasizes its member-aligned business model that offers low-cost banking and payment products, aiming to help more individuals achieve financial progress, which further solidifies its market position.
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Ashton Thomas Acquires $129.1 Million Stake in Chime Financial
- New Investment Disclosure: On January 29, Ashton Thomas Private Wealth disclosed a new position by acquiring 5.13 million shares of Chime Financial worth $129.1 million, indicating strong confidence in the company's future prospects.
- Asset Allocation Insight: This investment represents 3.1% of Ashton Thomas's 13F reportable assets, highlighting a strategic focus on large, liquid exposures, particularly in the consumer finance sector.
- Significant Performance Growth: Chime Financial reported a 29% year-over-year revenue increase to $544 million in its most recent quarter, with active members rising 21% to 9.1 million, showcasing robust growth potential in the fintech landscape.
- Positive Future Outlook: Chime announced a $200 million share repurchase program and raised its full-year guidance, and despite the stock price being below IPO levels, recent performance may have attracted new investor interest.
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