Voya Launches Personalized Retirement Income Guidance Tool to Enhance Participant Decision-Making
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 10 2025
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Source: Newsfilter
- Personalized Guidance Tool: Voya Financial's collaboration with SAVVI Financial has resulted in a retirement income guidance tool that combines decades of workplace savings experience with an advanced optimization engine, which is expected to significantly enhance participants' financial confidence as they approach retirement.
- Multi-Factor Analysis: This tool incorporates a wide range of real-world financial factors, including taxes, health insurance, Social Security, and pensions, providing detailed retirement expectations and actionable steps to optimize income, thereby enabling participants to make more informed financial decisions.
- No Additional Cost: The new tool will roll out to eligible Voya participants over the coming weeks at no extra cost, democratizing access to specialized financial planning services that were historically available only through financial advisors, thus broadening its reach.
- Enhanced Retirement Readiness: By offering visualized retirement income estimates and tailored withdrawal optimization strategies, the tool not only helps participants understand how their retirement income may change over time but also provides clear action steps aimed at improving their overall retirement preparedness.
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Analyst Views on VOYA
Wall Street analysts forecast VOYA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VOYA is 88.00 USD with a low forecast of 84.00 USD and a high forecast of 93.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
6 Buy
1 Hold
1 Sell
Moderate Buy
Current: 75.800
Low
84.00
Averages
88.00
High
93.00
Current: 75.800
Low
84.00
Averages
88.00
High
93.00
About VOYA
Voya Financial, Inc. is a provider of workplace benefits and savings solutions and technologies. Wealth Solutions segment provides retirement plan solutions and administration technology and services to employers. Its products and services include full-service and recordkeeping-only defined contribution plan administration; stable value and fixed general account investment products; and services to promote the financial well-being and retirement security of employees. Health Solutions segment provides worksite employee benefits, Health Account Solutions, leave management, financial wellness and decision support products and services to mid-size and large corporate employers and professional associations. Investment Management segment serves both individual and institutional customers, offering them domestic and international fixed income, equity, multi-asset and alternative investment products and solutions across a range of geographies, investment styles and capitalization spectrums.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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