UnitedHealth Group Reports Significant Earnings Decline in 2025 Financial Results
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 9h ago
0mins
Source: NASDAQ.COM
- Significant Earnings Decline: UnitedHealth Group's net earnings for Q4 2025 plummeted 95% to $10 million from $5.54 billion year-over-year, indicating a severe deterioration in profitability that may undermine investor confidence.
- Lackluster Revenue Growth: Despite a 12% revenue increase in Q4 2025 to $113.22 billion, the sharp decline in net earnings suggests the company is facing cost pressures that could hinder future investment and expansion plans.
- Annual Performance Review: For the full year 2025, net earnings fell to $12.06 billion, a 16% decrease from the previous year, with adjusted earnings per share dropping from $27.66 to $16.35, reflecting a continued decline in overall profitability.
- Cautious Future Outlook: UnitedHealth Group anticipates revenue exceeding $439 billion in 2026, with operational earnings projected to surpass $24 billion; however, current performance may still impact market confidence in future growth.
Analyst Views on UNH
Wall Street analysts forecast UNH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNH is 397.82 USD with a low forecast of 330.00 USD and a high forecast of 444.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
19 Analyst Rating
16 Buy
3 Hold
0 Sell
Strong Buy
Current: 351.640
Low
330.00
Averages
397.82
High
444.00
Current: 351.640
Low
330.00
Averages
397.82
High
444.00
About UNH
UnitedHealth Group Incorporated is a healthcare and well-being company. Its segments include Optum Health, Optum Insight, Optum Rx, and UnitedHealthcare, which includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement and UnitedHealthcare Community & State. Optum Health offers comprehensive and patient-centered care, addressing the physical, mental, social, and financial well-being. Optum Health delivers primary, specialty and surgical care; helps patients and providers navigate and address complex, chronic and behavioral health needs. Optum Insight connects the healthcare system with services, analytics and platforms that make clinical, administrative and financial processes simpler and more efficient for all participants in the healthcare system. Optum Rx offers a range of pharmacy care services through retail pharmacies, through home delivery, specialty and community health pharmacies and the provision of in-home and community-based infusion services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
