Dividend Predictability: Dividend amounts are generally unpredictable and fluctuate with a company's profitability, making it essential to analyze historical data to assess future dividend expectations, such as for United Community Banks Inc.
Investment Insight: The article suggests that understanding the dividend history can help investors determine if a 3% annual yield is a reasonable expectation, while also hinting at other dividend stocks that may be currently undervalued.
UCB
$32.28+Infinity%1D
Analyst Views on UCB
Wall Street analysts forecast UCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UCB is 35.00 USD with a low forecast of 34.00 USD and a high forecast of 36.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
Wall Street analysts forecast UCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UCB is 35.00 USD with a low forecast of 34.00 USD and a high forecast of 36.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 32.280
Low
34.00
Averages
35.00
High
36.00
Current: 32.280
Low
34.00
Averages
35.00
High
36.00
JPMorgan
NULL -> Overweight
upgrade
2025-12-08
Reason
JPMorgan
Price Target
2025-12-08
upgrade
NULL -> Overweight
Reason
JPMorgan raised the firm's price target on UCB to EUR 300 from EUR 230 and keeps an Overweight rating on the shares.
Deutsche Bank
Buy
maintain
2025-12-08
Reason
Deutsche Bank
Price Target
2025-12-08
maintain
Buy
Reason
Deutsche Bank raised the firm's price target on UCB to EUR 295 from EUR 285 and keeps a Buy rating on the shares.
Keefe Bruyette
Market Perform
maintain
$32 -> $34
2025-07-28
Reason
Keefe Bruyette
Price Target
$32 -> $34
2025-07-28
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on United Community Banks to $34 from $32 and keeps a Market Perform rating on the shares.
DA Davidson
Buy
maintain
$34 -> $36
2025-07-24
Reason
DA Davidson
Price Target
$34 -> $36
2025-07-24
maintain
Buy
Reason
DA Davidson raised the firm's price target on United Community Banks to $36 from $34 and keeps a Buy rating on the shares. United Community Banks is well-positioned to grow top line and total revenue, and EPS, through 2025 and 2026 as near-term net interest margin should expand, while the company's underlying markets are supportive of loan generation, the analyst tells investors in a research note.
About UCB
United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 201 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Miami and Tennessee. The Company also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
