Travelers Companies (TRV) Q4 Earnings Exceed Expectations with $5B Share Buyback
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 21 2026
0mins
Source: seekingalpha
- Strong Earnings Performance: Travelers Companies reported a core EPS of $11.13 for Q4 2025, exceeding analyst expectations of $8.79, and significantly up from $8.14 in the previous quarter and $9.15 a year ago, indicating sustained improvement in profitability.
- Significant Revenue Growth: Total revenues reached $12.4 billion, surpassing market consensus of $11.1 billion, and increased from $11.1 billion in Q3 2025 and $12.0 billion in Q4 2024, reflecting strong performance in the insurance market.
- Increased Investment Income: Net investment income rose to $1.05 billion from $1.03 billion in Q3 2025 and $955 million in Q4 2024, demonstrating effective strategies in investment management.
- Shareholder Return Plan: The board authorized a $5 billion share repurchase program, in addition to $2.015 billion of unused authorization, with 5.8 million shares repurchased in Q4 at an average cost of $285.04 per share, totaling $1.653 billion, reflecting a strong commitment to shareholder returns.
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Analyst Views on TRV
Wall Street analysts forecast TRV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRV is 303.00 USD with a low forecast of 262.00 USD and a high forecast of 322.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
4 Buy
7 Hold
2 Sell
Hold
Current: 282.040
Low
262.00
Averages
303.00
High
322.00
Current: 282.040
Low
262.00
Averages
303.00
High
322.00
About TRV
The Travelers Companies, Inc. is a provider of property casualty insurance for auto, home, and business. The Company's segments include Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers a broad array of property and casualty insurance products and services. The Bond & Specialty Insurance segment offers surety, fidelity, management liability, professional liability, and other property and casualty coverages and related risk management services, primarily in the United States, and certain surety and specialty insurance products in Canada, the United Kingdom, and the Republic of Ireland, as well as Brazil. The Personal Insurance segment offers a broad range of property and casualty insurance products and services covering individuals personal risks, primarily in the United States, as well as in Canada. The Company, through its subsidiary, Corvus Insurance Holdings, Inc., is a cyber insurance managing general underwriter.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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