Travelers Companies, Inc. (TRV) Reports $2.5 Billion Core Income in Q4 2025 with 29.6% ROE
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 21 2026
0mins
Source: seekingalpha
- Core Income Growth: Travelers Companies reported a core income of $2.5 billion for Q4 2025, translating to $11.13 per diluted share and a core return on equity of 29.6%, reflecting strong performance in both underwriting and investments, which bolsters market confidence.
- Underwriting Income Increase: Underwriting income rose by 21% year-over-year, with net written premiums reaching $10.9 billion, particularly in Business Insurance where net written premiums grew to $5.5 billion, indicating sustained competitive strength in the market.
- Technological Innovation Partnership: The company announced a partnership with Anthropic to provide personalized AI assistance to 10,000 employees, driving innovation in AI and quantum computing, aimed at enhancing operational efficiency and customer service.
- Capital Return Strategy: Travelers expects to execute approximately $1.8 billion in share repurchases in Q1 2026, demonstrating confidence in future growth while maintaining a focus on risk management and regulatory developments.
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Analyst Views on TRV
Wall Street analysts forecast TRV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRV is 303.00 USD with a low forecast of 262.00 USD and a high forecast of 322.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
4 Buy
7 Hold
2 Sell
Hold
Current: 282.040
Low
262.00
Averages
303.00
High
322.00
Current: 282.040
Low
262.00
Averages
303.00
High
322.00
About TRV
The Travelers Companies, Inc. is a provider of property casualty insurance for auto, home, and business. The Company's segments include Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers a broad array of property and casualty insurance products and services. The Bond & Specialty Insurance segment offers surety, fidelity, management liability, professional liability, and other property and casualty coverages and related risk management services, primarily in the United States, and certain surety and specialty insurance products in Canada, the United Kingdom, and the Republic of Ireland, as well as Brazil. The Personal Insurance segment offers a broad range of property and casualty insurance products and services covering individuals personal risks, primarily in the United States, as well as in Canada. The Company, through its subsidiary, Corvus Insurance Holdings, Inc., is a cyber insurance managing general underwriter.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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