Chamath Palihapitiya's New SPAC: Venture capitalist Chamath Palihapitiya is launching a new SPAC called American Exceptionalism Acquisition Corp, aiming to raise $250 million and list on the NYSE under the ticker AEXA.
SPAC Overview: SPACs are companies that raise funds through an IPO to merge with private businesses, allowing them to go public without traditional IPO processes; their popularity surged in 2020 and 2021 but has since declined due to regulatory scrutiny and failed mergers.
Palihapitiya's Confidence: Despite challenges in the SPAC market, Palihapitiya believes in the model's potential to fund innovation and cites SoFi Technologies as a successful example of a company that went public via SPAC.
SoFi Stock Analysis: Analysts currently have a Hold rating on SoFi stock, with mixed recommendations and an average price target suggesting a potential downside risk of 14.1%.
SOFI
$25.82+Infinity%1D
Analyst Views on SOFI
Wall Street analysts forecast SOFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is 27.21 USD with a low forecast of 12.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
Wall Street analysts forecast SOFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is 27.21 USD with a low forecast of 12.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
7 Hold
4 Sell
Hold
Current: 27.280
Low
12.00
Averages
27.21
High
38.00
Current: 27.280
Low
12.00
Averages
27.21
High
38.00
JPMorgan
Neutral
maintain
$28 -> $31
2025-12-04
Reason
JPMorgan
Price Target
$28 -> $31
2025-12-04
maintain
Neutral
Reason
JPMorgan raised the firm's price target on SoFi Technologies to $31 from $28 and keeps a Neutral rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Truist
Hold
downgrade
$31 -> $28
2025-11-25
Reason
Truist
Price Target
$31 -> $28
2025-11-25
downgrade
Hold
Reason
Truist lowered the firm's price target on SoFi Technologies to $28 from $31 and keeps a Hold rating on the shares. The firm is lowering its estimates for revenue and earnings in Q4, 2026, and 2027 on expectation of a slowdown due to tougher comps as SoFi is beginning to lap some outsized growth in their Loan Platform Business, the analyst tells investors in a research note.
Goldman Sachs
Neutral
maintain
$24 -> $27
2025-10-30
Reason
Goldman Sachs
Price Target
$24 -> $27
2025-10-30
maintain
Neutral
Reason
Goldman Sachs raised the firm's price target on SoFi Technologies to $27 from $24 and keeps a Neutral rating on the shares.
UBS
Neutral
maintain
2025-10-30
Reason
UBS
Price Target
2025-10-30
maintain
Neutral
Reason
UBS raised the firm's price target on SoFi Technologies to $27.50 from $20.50 and keeps a Neutral rating on the shares.
About SOFI
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
