SouthState Bank Earns Multiple National Honors for Banking Excellence
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 16 2025
0mins
Source: Newsfilter
- Banking Excellence Award: SouthState Bank has been recognized by Money as one of the Best Banks of 2025-26, based on a comprehensive evaluation of over 275 banks and credit unions, highlighting its outstanding financial products and customer service, which enhances its competitive position in the market.
- Best Employer Recognition: The bank received accolades from U.S. News and World Report in the 2025-2026 Best Companies to Work Ratings, particularly in the Finance and Insurance category, indicating its exceptional performance in employee satisfaction and workplace culture.
- Digital Banking Innovation: SouthState ranked fifth on Financial Technology Report's Top 25 Digital Banking Companies of 2025, reflecting its significant achievements in technology investment and market impact, thereby strengthening its competitive edge in digital transformation.
- Positive Workplace Culture: The bank was named to American Banker's 2025 Best Banks to Work For list, showcasing its commitment to creating a supportive work environment, which further attracts and retains top talent.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy SSB?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on SSB
Wall Street analysts forecast SSB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SSB is 115.64 USD with a low forecast of 109.00 USD and a high forecast of 122.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
11 Buy
0 Hold
0 Sell
Strong Buy
Current: 100.970
Low
109.00
Averages
115.64
High
122.00
Current: 100.970
Low
109.00
Averages
115.64
High
122.00
About SSB
SouthState Bank Corporation is a financial services company. SouthState Bank, N.A. (the Bank), the Company’s nationally chartered bank subsidiary, provides consumer, commercial, mortgage and wealth management solutions throughout Florida, Texas, the Carolinas, Georgia, Colorado, Alabama, Virginia and Tennessee. The Bank also serves clients nationwide through its correspondent banking division. The Bank’s solutions include personal, mortgage, small business, commercial and wealth. The Bank’s personal solutions include banking, borrowing, investing, and opening accounts. The Bank’s mortgage solutions include mortgage loans, refinancing, and HomeBuying 101. The Bank’s small business solutions include banking, borrowing, managing cash flow, and small business resources. Its commercial solutions include banking, financing, capital markets, employee services, international services and institutional asset management. Its wealth solutions include investment services and private wealth.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
SouthState Bank (SSB) Reports Over 30% EPS Growth in Q4 2025 and 11% Dividend Increase
- Successful Acquisition Integration: SouthState Bank has successfully completed the integration of Independent Financial, with CEO John Corbett highlighting the transition through high risks and system conversions, now reaping the rewards of enhanced operational capabilities post-merger.
- Earnings and Dividend Growth: The bank reported over 30% growth in earnings per share (EPS) for 2025 and an 11% increase in dividends, reflecting strengthened profitability and providing higher returns to shareholders, thereby reinforcing investor confidence.
- Loan and Deposit Growth: In Q4 2025, both loans and deposits achieved an annualized growth of 8%, demonstrating the bank's competitive position and strong customer demand, with expectations of continued mid- to upper single-digit loan growth in 2026.
- Strong Capital and Efficiency Ratios: CFO William Matthews reported net interest income of $581 million for 2025, with robust capital ratios, including a TCE ratio of 8.8%, indicating solid performance in capital management and operational efficiency, laying a strong foundation for future growth.
Continue Reading
South State Bank Q4 Non-GAAP EPS of $2.47 Beats Estimates with 52.1% Revenue Growth
- Earnings Beat: South State Bank reported a Q4 Non-GAAP EPS of $2.47, exceeding estimates by $0.19, indicating robust profitability and operational efficiency.
- Significant Revenue Growth: The bank's revenue reached $686 million in Q4, reflecting a 52.1% year-over-year increase, surpassing expectations by $18.29 million, showcasing strong market performance and heightened customer demand.
- Cautious Future Outlook: Despite the impressive results, analysts express caution regarding the bank's Q1 2025 earnings forecast, which may impact investor confidence moving forward.
- Rating Downgrade: South State's rating has been downgraded, highlighting concerns over the sustainability of its current growth trajectory, which could lead to stock price volatility.
Continue Reading