SoFi's Stock Doubles; 2026 Growth Potential Remains High
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2h ago
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Source: Fool
- Significant Revenue Growth: SoFi's revenue surged by 38% year-over-year in Q3, reaching $961.6 million, demonstrating strong momentum in the fintech sector, particularly through its investment platform, which is expected to drive future profitability.
- Cryptocurrency Trading Potential: With SoFi's re-entry into the crypto market, quarterly crypto revenue is projected to exceed $100 million, significantly boosting overall revenue and attracting more users to its other financial products.
- Market Outperformance: SoFi's stock has nearly doubled this year, outperforming the S&P 500's 17% increase, highlighting the advantages of smaller market cap companies in capital liquidity and trading volume, which may lead to larger price movements.
- Volatility Risk Warning: Despite the optimistic outlook, SoFi is expected to experience a 20% price drop at some point in 2026, as historical data shows significant price volatility, prompting investors to focus on fundamentals rather than short-term price fluctuations.
SOFI
$27.23+Infinity%1D
Analyst Views on SOFI
Wall Street analysts forecast SOFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is 27.21 USD with a low forecast of 12.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
5 Buy
7 Hold
4 Sell
Hold
Current: 27.480
Low
12.00
Averages
27.21
High
38.00
Current: 27.480
Low
12.00
Averages
27.21
High
38.00
About SOFI
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
