Q1 2025 Chicago Atlantic Real Estate Finance Inc Earnings Call
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 08 2025
0mins
Source: Yahoo Finance
Company Overview: Chicago Atlantic Real Estate Finance Inc. held its first quarter 2025 conference call, discussing its performance in cannabis lending, a $462 million pipeline, and the importance of maintaining credit quality amid market volatility.
Financial Performance: The company reported a decrease in net interest income to $13 million, with a focus on disciplined capital deployment and expectations for portfolio growth despite cautious industry sentiment and ongoing restructuring efforts.
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Analyst Views on REFI
Wall Street analysts forecast REFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for REFI is 13.88 USD with a low forecast of 13.75 USD and a high forecast of 14.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 12.350
Low
13.75
Averages
13.88
High
14.00
Current: 12.350
Low
13.75
Averages
13.88
High
14.00
About REFI
Chicago Atlantic Real Estate Finance, Inc. is a commercial mortgage real estate investment trust. The Company utilizes real estate, credit, and cannabis expertise to originate senior secured loans primarily to state-licensed cannabis operators in limited-license states in the United States. Its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, primarily through consistent current income dividends and other distributions and, secondarily, through capital appreciation. It intends to achieve this objective by originating, structuring and investing in first mortgage loans and alternative structured financing secured by commercial real estate properties. Its loan portfolio is primarily comprised of senior loans to state-licensed operators in the cannabis industry. It also lends to and invests in companies or properties that are not related to the cannabis industry. The Company is externally managed by Chicago Atlantic REIT Manager, LLC.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Chicago Atlantic Declares $0.47 Quarterly Dividend for Q4 2025
- Quarterly Dividend Announcement: Chicago Atlantic Real Estate Finance, Inc. has declared a cash dividend of $0.47 per share for Q4 2025, equating to an annualized rate of $1.88 per common share, reflecting the company's stable cash flow and profitability.
- Payment Schedule: This dividend will be payable on January 15, 2026, to shareholders of record as of December 31, 2025, ensuring investors receive consistent returns at the start of the new year, thereby enhancing shareholder confidence.
- Market Positioning: As a leading commercial mortgage REIT, Chicago Atlantic focuses on originating senior secured loans primarily to state-licensed cannabis operators in limited-license states in the U.S., leveraging its expertise in real estate and credit to further solidify its market position.
- Strategic Expansion: With offices in Chicago, Miami, New York, and London, the company demonstrates a strategic footprint in diverse markets, aiming to capture growing market opportunities through business expansion.
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Chicago Atlantic Declares $0.47 Quarterly Dividend for Q4 2025
- Quarterly Dividend Announcement: Chicago Atlantic Real Estate Finance, Inc. has declared a quarterly cash dividend of $0.47 per share for Q4 2025, equating to an annualized rate of $1.88 per common share, reflecting the company's stable cash flow and profitability.
- Shareholder Return Strategy: The dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025, further demonstrating the company's commitment to its shareholders and likely attracting more investor interest.
- Market Positioning Advantage: As a leading commercial mortgage REIT, Chicago Atlantic focuses on originating senior secured loans primarily to state-licensed cannabis operators in limited-license states, leveraging its expertise in real estate and credit to enhance its competitive edge in the market.
- Global Business Expansion: With offices in Chicago, Miami, New York, and London, the company showcases its international presence, aiming to capture growing market opportunities through a diversified investment portfolio.
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