REFI

Chicago Atlantic Real Estate Finance Inc

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Advanced Chart

14.170

-0.070(-0.490%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

14.240

Open

14.240

VWAP

14.21

Vol

10.81K

Mkt Cap

297.53M

Low

14.170

Amount

153.51K

EV/EBITDA(TTM)

10.13

Total Shares

19.10M

375.22M

EV/OCF(TTM)

16.20

P/S(TTM)

4.53

Chicago Atlantic Real Estate Finance, Inc. is a commercial mortgage real estate investment trust. The Company utilizes real estate, credit, and cannabis expertise to originate senior secured loans primarily to state-licensed cannabis operators in limited-license states in the United States. Its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, primarily through consistent current income dividends and other distributions and, secondarily, through capital appreciation. It focuses on achieving this objective by originating, structuring and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio consists primarily of senior loans to state-licensed operators in the cannabis industry. The Company also invests in companies or properties that are not related to the cannabis industry. The Company is externally managed by Chicago Atlantic REIT Manager, LLC.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q3

FY2025Q2

FY2025Q1

14.89M

+2.96%

14.41M

+9.32%

14.17M

+7%

Estimates Revision

The market is revising Downward the revenue expectations for Chicago Atlantic Real Estate Finance, Inc. (REFI) for FY2025, with the revenue forecasts being adjusted by -0.6% over the past three months. During the same period, the stock price has changed by -6.84%.

Revenue Estimates for FY2025

Revise Downward

-0.6%

In Past 3 Month

Stock Price

Go Down

-6.84%

In Past 3 Month

2 Analyst Rating

41.14% Upside

Wall Street analysts forecast REFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for REFI is 20.00 USD with a low forecast of 20.00 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

41.14% Upside

Current: 14.170

Low

20.00

Averages

20.00

High

20.00

41.14% Upside

Current: 14.170

Low

20.00

Averages

20.00

High

20.00

Citizens Capital Markets

Aaron Hecht

Buy

Reiterates

$20

2025-03-17

Reason

Citizens Capital Markets

Aaron Hecht

Price Target

$20

2025-03-17

Reiterates

Buy

Reason

JMP Securities

Aaron Hecht

Buy

Reiterates

$20

2024-12-19

Reason

JMP Securities

Aaron Hecht

Price Target

$20

2024-12-19

Reiterates

Buy

Reason

Alliance Global Partners

Aaron Grey

Strong Buy

Initiates

$20

2024-12-17

Reason

Alliance Global Partners

Aaron Grey

Price Target

$20

2024-12-17

Initiates

Strong Buy

Reason

Alliance Global Partners initiated coverage of Chicago Atlantic with a Buy rating and $20 price target. Chicago Atlantic is well-positioned as a mortgage REIT to provide loans to the capital-constrained cannabis sector, and the combination of having derisked the exposure to lower rates, healthy liquidity, and ample opportunities should help the company grow its loan portfolio, income, and distributable earnings, the analyst tells investors in a research note. The firm sees an attractive entry point given the company's ability to succeed in the cannabis market both in the current and future environments.

Zuanic & Associates

Pablo Zuanic

Buy

Maintains

n/a

2024-12-09

Reason

Zuanic & Associates

Pablo Zuanic

Price Target

n/a

2024-12-09

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Chicago Atlantic Real Estate Finance Inc (REFI.O) is 7.89, compared to its 5-year average forward P/E of 7.91. For a more detailed relative valuation and DCF analysis to assess Chicago Atlantic Real Estate Finance Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

7.91

Current PE

7.89

Overvalued PE

8.74

Undervalued PE

7.08

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

5.17

Current PS

5.10

Overvalued PS

5.85

Undervalued PS

4.50

Financials

Annual

Quarterly

FY2024Q4

YoY :

-7.73%

15.31M

Total Revenue

FY2024Q4

YoY :

-15.73%

7.92M

Operating Profit

FY2024Q4

YoY :

-15.73%

7.92M

Net Income after Tax

FY2024Q4

YoY :

-23.53%

0.39

EPS - Diluted

FY2024Q4

YoY :

-88.21%

1.83M

Free Cash Flow

FY2024Q4

YoY :

+1.09%

90.79

Gross Profit Margin - %

FY2024Q4

YoY :

-17.00%

37.39

FCF Margin - %

FY2024Q4

YoY :

-8.67%

51.71

Net Margin - %

FY2024Q4

YoY :

-15.86%

9.87

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

44.1K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

10.0K

USD

Months

3-6

44.0K

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

44.1K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

10.0K

USD

Months

3-6

44.0K

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

REFI News & Events

Events Timeline

2025-03-12 (ET)

2025-03-12

07:04:54

Chicago Atlantic expects to maintain dividend payout ratio of 90%-100% in 2025

2025-03-12

07:02:57

Chicago Atlantic reports Q4 EPS 39c vs. 51c last year

2025-02-12 (ET)

2025-02-12

06:22:53

Chicago Atlantic BDC closes $100M senior secured revolving credit facility

News

9.5

04-17Newsfilter

Chicago Atlantic Real Estate Finance Schedules First Quarter 2025 Earnings Release and Conference Call Date

8.0

03-17SeekingAlpha

Chicago Atlantic Real Estate Finance declares $0.47 dividend

6.0

03-17Business Insider

Analysts Offer Insights on Real Estate Companies: Chicago Atlantic Real Estate ate Finance Inc (REFI) and Crown Castle (CCI)

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FAQ

What is Chicago Atlantic Real Estate Finance Inc (REFI) stock price today?

The current price of REFI is 14.17 USD — it has decreased -0.49 % in the last trading day.

REFI

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

REFI News & Events

Events Timeline

News

People Also Watch

FAQ

What is Chicago Atlantic Real Estate Finance Inc (REFI) stock price today?

What is Chicago Atlantic Real Estate Finance Inc (REFI)'s business?

What is the price predicton of REFI Stock?

What is Chicago Atlantic Real Estate Finance Inc (REFI)'s revenue for the last quarter?

What is Chicago Atlantic Real Estate Finance Inc (REFI)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Chicago Atlantic Real Estate Finance Inc (REFI)'s fundamentals?

How many employees does Chicago Atlantic Real Estate Finance Inc (REFI). have?

What is Chicago Atlantic Real Estate Finance Inc (REFI) market cap?